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Today’s Student Loan Rates & Analysis - Updated on 2026-SEP-22
Credit Union Loan Rates - Trends & Analysis:
Topline Financial's Fixed Rate student loans have a 2.09% APR today, unchanged from 7 and 30 days ago but down from 60 days ago. Their Variable Rate loans are at 3.49% APR, up from 7 days ago and slightly up from 30 and 60 days ago. For refinancing, Fixed Rate loans hold steady at 3.98% APR from 7 and 30 days ago, down from 60 days ago, while Variable Rate refinance loans are 4.2% APR, up from 7 and 30 University's Fixed Rate Loan Solution with APRs ranging from 4.74% to 14.74% , unchanged from 7 and 30 days ago. The Variable Rate Line of Credit Solution has rates between 5% and 15% , also steady compared to the past week and month. For refinancing, fixed rates start at 4.24% and variable rates begin at 5.49% .
Navy Federal Credit Union's Fixed APR for student loans is 2.67% , unchanged from 7 and 30 days ago but down from 2.92% 60 days ago. The Fixed APR for refinance loans is 4.45% , up from 4.2% seven and 30 days ago. Variable APR for refinance loans is 4.77% , also up from 4.52% seven and 30 days ago. Digital's Variable Rate Student Loans with APRs from 6.25% to 12.5% , unchanged from 7 and 30 days ago. Their Fixed Rate Student Refinance Loans have rates between 4.75% and 10.5% , steady compared to 7, 30, 60, and 90 days ago.
Mayo Employees has Private Student Loans with fixed rates at 7.39% and variable rates at 7.73% , both unchanged from 7 and 30 days ago. Their Refinance Student Loans show fixed rates at 5.75% and variable rates at 6.01% , with no past rate data available for comparison. Affinity Plus has an Undergraduate Line of Credit (fixed) with an APR of 6.49% , unchanged from 7, 30, and 60 days ago but down from 6.99% 90 days ago. The Graduate Line of Credit (fixed) is 7.99% , steady from 7, 30, and 60 days ago and lower than 8.1% 90 days ago.