Student Loans in Waterloo, IA

If you’re in Waterloo, IA and looking to lower your student loan payments, refinancing could be the key. Compare local and national lenders to find the best rates and terms tailored to your needs—so you can save money without the hassle.

Refinancing student loans in Waterloo means you get access to personalized service and options designed for your goals. Take control of your debt today by exploring offers that fit your budget and future plans, helping you focus on what matters most—your education and career.

NewRefinance

Filters

Lender
APR
Term
Link
Info
dcu
6.25 - 14.5 %
affinityplus
6.49 - 13.4 %
20 Yrs
dupaco
7.5 - 10.02 %
nasafcu
7.75 - 18 %
25 Yrs
bcu
8.1 - 8.25 %

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Digital's Variable Rate Student Loans with APRs from 6.25% to 12.5% , unchanged from 7 and 30 days ago. Fixed Rate Student Refinance Loans have rates between 4.75% and 10.5% , also steady compared to the past week and month. Affinity Plus's an Undergraduate Line of Credit with fixed and variable rates at 6.49% APR, unchanged from both 7 and 30 days ago. Their Graduate Line of Credit has fixed and variable rates at 7.99% and 8.49% APR, respectively, also steady over the past month. The Student Loan Refinance program features fixed and variable rates ranging from 6.74% to 7.74% APR, with no change in the last 7 or 30 days.

Dupaco Community's variable rates from 7.5% to 9.75% and fixed rates ranging from 7.77% to 10.02% , both unchanged from 7 and 30 days ago. Their student loan refinance fixed rates start at 5% and go up to 11.43% , while the refinance variable rates range from 7% to 8.5% , with no change over the past week or month. Nasa's Deferred Repayment Line of Credit (variable) has an APR range of 7.75% to 18% today, unchanged from 7 and 30 days ago. There is no data for 30 days or longer periods.

Baxter's Undergraduate Student Loan fixed rate is 8.1% APR, unchanged from 7 and 30 days ago. The variable rate for the same loan type is 8.25% APR, also unchanged from 7 and 30 days ago.

🏦 Local Lenders in Waterloo, IA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Black Hawk County, IA

Compare other loan types in Waterloo, IA

Why compare Student Loans in Waterloo, IA on LendMesh

If you’re exploring the best student loan refinancing options in Waterloo, IA, keeping an eye on multiple lenders can help you discover more competitive rates and better terms. LendMesh makes it easy to compare offers side by side, so you can make informed decisions that fit your financial goals without any pressure. Take your time to find the deal that works best for you and your future.

Consider subscribing to LendMesh’s tailored alerts to stay on top of changing rates and new offers in Waterloo, IA. Simply set your target interest rate, and we’ll notify you when deals fall below that number. With weekly or monthly updates packed with expert insights and carefully selected loan opportunities, you’ll be among thousands of borrowers who trust LendMesh to help them refinance smarter and save more.

Customers are also interested in:

Best Options For Student Loan Refinancing