Student Loans in Philadelphia, PA

Looking for the best way to manage your federal student loans in Philadelphia? Compare local loan offers tailored to your needs, with competitive rates and flexible plans designed to fit your budget.

Join many Philly students who find personalized support and smart repayment options that make paying back easier. Start comparing today and take control of your student loan journey right here in Pennsylvania.

NewRefinance

Filters

Lender
APR
Term
Link
Info
clearviewfcu
3.75 - 12 %
fmfcu
3.98 - 4.2 %
university-credit-union
4.24 - 12.99 %
navyfederal
4.45 - 4.77 %
msdfcu
4.5 - 11.5 %
dcu
4.75 - 10.5 %
15 Yrs
affinityplus
6.74 - 7.74 %
15 Yrs

Today’s Student Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Clearview's Undergraduate Variable Rate Loan has an APR range of 5.24% to 11.25% , unchanged from 60 days ago. The Graduate Fixed Rate Loan ranges from 8.5% to 14.25% APR, also steady compared to 60 days prior. The Refinance Variable Rates start at 3.75% APR and the Fixed Rates begin at 5.49% , both with no change from 30 and 60 days ago. Franklin Mint's private fixed student loan rate is 2.09% APR, unchanged from 7 and 30 days ago but down from 4.39% ninety days ago. The refinance fixed rate loan is 3.98% APR, steady from 7 and 30 days ago and lower than 60 days ago.

University's Fixed Rate Loan Solution with APRs ranging from 4.74% to 14.74% , unchanged from 7 and 30 days ago. The Variable Rate Line of Credit Solution has rates between 5% and 15% , also steady compared to the past week and month. For refinancing, fixed rates start at 4.24% and variable rates begin at 5.49% . Navy Federal Credit Union's Fixed APR for student loans is 2.67% , unchanged from 7 and 30 days ago but down from 2.92% 60 days ago. The Fixed APR for refinance loans is 4.45% , up from 4.2% seven and 30 days ago. Variable APR for refinance loans is 4.77% , also up from 4.52% seven and 30 days ago.

Merck Sharp & Dohme's an Undergraduate Fixed Rate Loan with APRs ranging from 4.24% to 12.25% , unchanged from 7 and 30 days ago. The Graduate Variable Rate Loan has rates between 4.74% and 12.75% , also unchanged from a week earlier. Both loan types keep steady rates compared to last week. Digital has Variable Rate Student Loans with APRs from 6.25% to 12.5% and Fixed Rate Student Refinance Loans ranging from 4.75% to 10.5% . These rates are unchanged from 7 and 30 days ago. Both loan types show steady APR ranges over the past two months.

Affinity Plus has an Undergraduate Line of Credit (fixed) with an APR of 6.49% , unchanged from 7, 30, and 60 days ago but down from 6.99% 90 days ago. The Graduate Line of Credit (fixed) is 7.99% , steady from 7, 30, and 60 days ago and lower than 8.1% 90 days ago.

🏦 Local Lenders in Philadelphia, PA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Philadelphia County, PA

Compare other loan types in Philadelphia, PA

Why compare Student Loans in Philadelphia, PA on LendMesh

If you’re searching for the best federal student loan options in Philadelphia, PA, take your time comparing lenders on LendMesh. Exploring multiple offers can reveal better rates and more flexible terms that match your unique situation. By keeping an open mind and reviewing your choices carefully, you’ll be in a stronger position to make informed decisions that support your educational goals without unnecessary financial stress.

Stay ahead of the curve with LendMesh’s subscription service tailored for borrowers in Philadelphia, PA. Simply set your target loan rate, and we’ll alert you when offers fall below that number. You’ll receive weekly or monthly updates packed with expert insights, rate trends, and curated loan deals, all delivered conveniently to your inbox. Join thousands of borrowers who trust LendMesh to help them find smarter, more affordable student loan options.

Customers are also interested in:

My Federal Student Loans