Student Loans in Philadelphia, PA

Looking to refinance your student loans in Philadelphia, PA? Compare offers from trusted lenders to find lower rates and repayment plans that fit your budget and lifestyle. Refinancing locally means personalized support from people who understand Philly’s community and your goals.

Take control of your student debt with options tailored to your future. Whether you’re finishing college or starting a new career, refinancing in Philadelphia can help reduce your monthly payments and save money. Start comparing today and make your education investment work harder for you.

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Filters

Lender
APR
Term
Link
Info
cafcu
2.45 - 8.7 %
navyfederal
2.67 - 6.14 %
elfi
2.99 - 6.75 %
15 Yrs
customchoice
3.35 - 17.64 %
7 Yrs
msdfcu
4.24 - 13.25 %
university-credit-union
4.74 - 15 %
clearviewfcu
5.24 - 14.25 %
dcu
6.25 - 14.5 %
affinityplus
6.49 - 13.4 %
20 Yrs
dupaco
7.5 - 10.02 %

Today’s Student Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Corporate America Family's Partnership Advance Education Loan–Fixed Rate has an APR range of 2.45% to 8.7% today. This rate is unchanged from 7, 30, and 60 days ago but is lower than it was 90 days ago. Navy Federal Credit Union's Fixed APR for student loans is 2.67% , unchanged from 7 and 30 days ago but down from 2.92% 60 days ago. The Fixed APR for refinance loans is 4.45% , up from 4.2% seven and 30 days ago. Variable APR for refinance loans is 4.77% , also up from 4.52% seven and 30 days ago.

Elfi's Graduate Student Loans have a fixed APR of 2.99% , unchanged from 7 and 30 days ago. The Undergraduate Student Loans fixed rate is also 2.99% , steady from 7 and 60 days ago. Variable rates for both Graduate and Undergraduate loans remain at 6.75% , with no change from 7, 30, or 60 days ago. Custom–Choice's Fixed Student Loan has an APR range of 3.35% to 17.17% , unchanged from 7, 30, 60, and 90 days ago. The Variable Student Loan's APR range is 3.65% to 17.64% , up from 30, 60, and 90 days ago but unchanged from 7 and 30 days ago.

Merck Sharp & Dohme's an Undergraduate Fixed Rate Loan with APRs ranging from 4.24% to 12.25% , unchanged from 7 and 30 days ago. The Graduate Variable Rate Loan has rates between 4.74% and 12.75% , also unchanged from a week earlier. Both loan types keep steady rates compared to last week. University's Fixed Rate Loan Solution with APRs ranging from 4.74% to 14.74% , unchanged from 7 and 30 days ago. The Variable Rate Line of Credit Solution has rates between 5% and 15% , also steady compared to the past week and month. For refinancing, fixed rates start at 4.24% and variable rates begin at 5.49% .

Clearview's Undergraduate Variable Rate Loan has an APR range of 5.24% to 11.25% , unchanged from 60 days ago. The Graduate Fixed Rate Loan ranges from 8.5% to 14.25% APR, also steady compared to 60 days prior. The Refinance Variable Rates start at 3.75% APR and the Fixed Rates begin at 5.49% , both with no change from 30 and 60 days ago. Digital has Variable Rate Student Loans with APRs from 6.25% to 12.5% and Fixed Rate Student Refinance Loans ranging from 4.75% to 10.5% . These rates are unchanged from 7 and 30 days ago. Both loan types show steady APR ranges over the past two months.

Affinity Plus has an Undergraduate Line of Credit (fixed) with an APR of 6.49% , unchanged from 7, 30, and 60 days ago but down from 6.99% 90 days ago. The Graduate Line of Credit (fixed) is 7.99% , steady from 7, 30, and 60 days ago and lower than 8.1% 90 days ago. Dupaco Community's student loans with variable rates ranging from 7.5% to 9.75% and fixed rates from 7.77% to 10.02% . Both the variable and fixed rates are unchanged from 30 and 60 days ago.

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