Student Loans in Philadelphia, PA

Looking for the best student loan rates in Philadelphia, PA? Compare local credit unions and lenders to find affordable options tailored to your needs. We make it easy to explore flexible repayment plans that fit your budget and help you focus on what matters—your education.

Philadelphia students and families deserve trustworthy support when financing school. By comparing offers from trusted community lenders, you can secure competitive rates and access resources designed to help you succeed. Start your journey toward a bright future with confidence today.

NewRefinance

Filters

Lender
APR
Term
Link
Info
bcu
8.1 - 8.25 %
∞
trumarkonline
8.5 - 12.5 %
∞
visionsfcu
9.5 - 11 %
∞

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's Undergraduate Student Loan fixed rate is 8.1% APR, unchanged from 7 and 30 days ago. The variable rate for the same loan type is 8.25% APR, also unchanged from 7 and 30 days ago. Trumark Financial's Variable Rates student loan has an APR range of 8.5% to 12.5% today. There is no change from 7 or 30 days ago. Visions's Variable Rates for student loans ranging from 9.5% to 11% APR today, unchanged from 7 and 30 days ago. There is no data for 30 days or longer periods.

🏦 Local Lenders in Philadelphia, PA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Philadelphia County, PA

✅ARDENT FEDERAL CREDIT UNION
✅S I PHILADELPHIA FEDERAL CREDIT UNION
✅FEDCHOICE FEDERAL CREDIT UNION
✅FRANKLIN MINT FEDERAL CREDIT UNION
✅PENN FEDERAL CREDIT UNION
✅UNIVERSITY OF PENNSYLVANIA STUDENTS FEDERAL CREDIT UNION
✅AMERICAN HERITAGE FEDERAL CREDIT UNION
✅TRUMARK FINANCIAL CREDIT UNION
✅PHILADELPHIA FEDERAL CREDIT UNION
✅POLICE FIRE CREDIT UNION
✅SERVICE STATION DEALERS FEDERAL CREDIT UNION
✅SUN 7064 CREDIT UNION
✅ASBESTOS WORKERS LOCAL 14 FEDERAL CREDIT UNION
✅UKRAINIAN SELFRELIANCE FEDERAL CREDIT UNION
✅WAYLAND TEMPLE BAPTIST FEDERAL CREDIT UNION
✅DEMOCRACY FEDERAL CREDIT UNION
✅PAPER CONVERTERS LOCAL 2861034 CREDIT UNION
✅PINN MEMORIAL FEDERAL CREDIT UNION
✅NEW LIFE FEDERAL CREDIT UNION
✅TRANSIT WORKERS FEDERAL CREDIT UNION
✅FREEDOM 60275 CREDIT UNION
✅EVERENCE FEDERAL CREDIT UNION
✅MABC CREDIT UNION
✅RELIANCE 4120 CREDIT UNION
✅ADVANTAGE FINANCIAL FEDERAL CREDIT UNION
✅NORTHWOOD FEDERAL CREDIT UNION
✅PHILADELPHIA LETTER CARRIERS FEDERAL CREDIT UNION
✅MOUNT CARMEL BAPTIST FEDERAL CREDIT UNION
✅HOLY TRINITY BAPTIST FEDERAL CREDIT UNION
✅PENNSYLVANIA STATE EMPLOYEES CREDIT UNION
✅EAGLE ONE FEDERAL CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION

Compare other loan types in Philadelphia, PA

Why compare Student Loans in Philadelphia, PA on LendMesh

If you’re searching for the best student loan rates in Philadelphia, PA, it pays to keep exploring your options on LendMesh. Comparing multiple lenders can help you uncover better deals and more affordable terms, giving you the confidence to choose the loan that fits your budget and goals. Take your time and see what’s available—you might find a rate that’s even lower than you expected.

Consider subscribing to LendMesh for personalized alerts tailored to your target rate, whether it’s 4% or 5%. You’ll receive timely notifications when offers fall below your threshold, plus expert insights, rate trends, and curated loan deals delivered weekly or monthly. Join many Philadelphia borrowers who trust LendMesh to stay informed and seize the best opportunities for financing their education.

Customers are also interested in:

Best Student Loan Rates