Student Loans in Philadelphia, PA

Looking for the best student loan rates in Philadelphia, PA? Compare local credit unions and lenders to find affordable options tailored to your needs. We make it easy to explore flexible repayment plans that fit your budget and help you focus on what matters—your education.

Philadelphia students and families deserve trustworthy support when financing school. By comparing offers from trusted community lenders, you can secure competitive rates and access resources designed to help you succeed. Start your journey toward a bright future with confidence today.

NewRefinance

Filters

Lender
APR
Term
Link
Info
cafcu
2.45 - 8.7 %
navyfederal
2.67 - 6.14 %
elfi
2.99 - 6.75 %
15 Yrs
customchoice
3.35 - 17.22 %
university-credit-union
4.74 - 15 %
clearviewfcu
5.24 - 14.25 %
dcu
6.25 - 14.5 %
affinityplus
6.49 - 13.4 %
20 Yrs
dupaco
7.5 - 10.02 %
nasafcu
7.75 - 18 %
25 Yrs

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Corporate America Family's Partnership Advance Education Loan has a fixed APR range of 2.45% to 8.7% , unchanged from 7 and 30 days ago. The Student Loan Refinance fixed rate ranges from 5.15% to 9.4% , unchanged from 60 days ago. Navy Federal Credit Union's Fixed APR student loans have a rate of 2.67% today, down from 2.92% seven days ago. The Variable APR loans remain unchanged at 6.14% over the past week. For refinancing, the Fixed APR is steady at 4.2% , and the Variable APR also holds at 4.52% , both unchanged from seven days ago.

Elfi's Graduate Student Loans have a fixed APR of 2.99% , unchanged from 7 and 30 days ago, and a variable APR of 6.75% , also steady over the same periods. Undergraduate Student Loans carry the same fixed rate of 2.99% , unchanged from 60 days ago, and a variable rate of 6.75% , which is also unchanged from 60 days ago. Custom–Choice's Fixed Student Loans with rates from 3.35% to 17.17% , unchanged from 7, 30, 60, and 90 days ago. Their Variable Student Loans range from 3.56% to 17.22% , down from 7 days ago but up from 30 and 60 days ago, and lower than 90 days ago.

University's Fixed Rate Loan Solution has an APR range of 4.74% to 14.74% , unchanged from 7 and 30 days ago. The Variable Rate Line of Credit Solution ranges from 5% to 15% APR, also unchanged from a week earlier. Clearview's refinance loans have a variable APR range of 3.75% to 10.25% and a fixed APR range of 5.49% to 12% , both unchanged from 7 and 30 days ago. The undergraduate variable rate loan starts at 5.24% , while the graduate school fixed rate loan begins at 8.5% , with no rate history available for comparison.

Digital's Variable Rate Student Loans with APRs from 6.25% to 12.5% , unchanged from 7 and 30 days ago. Fixed Rate Student Refinance Loans have rates between 4.75% and 10.5% , also steady compared to the past week and month. Affinity Plus's an Undergraduate Line of Credit with fixed and variable rates at 6.49% APR, unchanged from both 7 and 30 days ago. Their Graduate Line of Credit has fixed and variable rates at 7.99% and 8.49% APR, respectively, also steady over the past month. The Student Loan Refinance program features fixed and variable rates ranging from 6.74% to 7.74% APR, with no change in the last 7 or 30 days.

Dupaco Community's variable rates from 7.5% to 9.75% and fixed rates ranging from 7.77% to 10.02% , both unchanged from 7 and 30 days ago. Their student loan refinance fixed rates start at 5% and go up to 11.43% , while the refinance variable rates range from 7% to 8.5% , with no change over the past week or month. Nasa's Deferred Repayment Line of Credit (variable) has an APR range of 7.75% to 18% today, unchanged from 7 and 30 days ago. There is no data for 30 days or longer periods.

🏦 Local Lenders in Philadelphia, PA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Philadelphia County, PA

Compare other loan types in Philadelphia, PA

Why compare Student Loans in Philadelphia, PA on LendMesh

If you’re searching for the best student loan rates in Philadelphia, PA, it pays to keep exploring your options on LendMesh. Comparing multiple lenders can help you uncover better deals and more affordable terms, giving you the confidence to choose the loan that fits your budget and goals. Take your time and see what’s available—you might find a rate that’s even lower than you expected.

Consider subscribing to LendMesh for personalized alerts tailored to your target rate, whether it’s 4% or 5%. You’ll receive timely notifications when offers fall below your threshold, plus expert insights, rate trends, and curated loan deals delivered weekly or monthly. Join many Philadelphia borrowers who trust LendMesh to stay informed and seize the best opportunities for financing their education.

Customers are also interested in:

Best Student Loan Rates