Student Loans in Schenectady, NY

Looking for the best education loan rates in Schenectady, NY? Compare local student loan offers tailored to help you afford college with ease and confidence. Our friendly, community-focused lenders provide competitive rates and flexible options designed just for you.

Start your journey to a brighter future with loan choices that fit your needs and budget. Whether you’re a student or parent in Schenectady, find loans with clear terms and helpful support to make education more accessible and affordable.

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Lender
APR
Term
Link
Info
northcountry
5.99 - 9.99 %
dcu
6.25 - 14.5 %
affinityplus
6.49 - 13.4 %
20 Yrs
unfcu
6.75 %
15 Yrs
summitfcu
6.75 - 13.25 %
dupaco
7.5 - 10.02 %
nasafcu
7.75 - 18 %
25 Yrs
bcu
8.1 - 8.25 %
quorumfcu
9.5 %
visionsfcu
9.5 - 11 %

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

North Country's Variable Rates from 5.99% to 9.99% and Fixed Rates from 6.14% to 8.64% , both unchanged from 7 and 60 days ago. Their Fixed Rates for Refinance loans range from 5.99% to 9.99% , also steady compared to 7, 30, and 60 days ago. Digital's Variable Rate Student Loans with APRs from 6.25% to 12.5% , unchanged from 7 and 30 days ago. Fixed Rate Student Refinance Loans have rates between 4.75% and 10.5% , also steady compared to the past week and month.

Affinity Plus's an Undergraduate Line of Credit with fixed and variable rates at 6.49% APR, unchanged from both 7 and 30 days ago. Their Graduate Line of Credit has fixed and variable rates at 7.99% and 8.49% APR, respectively, also steady over the past month. The Student Loan Refinance program features fixed and variable rates ranging from 6.74% to 7.74% APR, with no change in the last 7 or 30 days. United Nations has an Education Loan (fixed) with a 6.75% APR today. This rate is unchanged from 7 and 30 days ago.

The Summit's Undergraduate Variable Rate Loan has an APR range of 6.75% to 11.25% , unchanged from 7 and 30 days ago. The Undergraduate Fixed Rate Loan ranges from 7.2% to 11.2% , also unchanged from last week. Graduate loans show no change either, with the Variable Rate Loan at 7.75% to 13.25% and the Fixed Rate Loan at 8.2% to 13.2% . Dupaco Community's variable rates from 7.5% to 9.75% and fixed rates ranging from 7.77% to 10.02% , both unchanged from 7 and 30 days ago. Their student loan refinance fixed rates start at 5% and go up to 11.43% , while the refinance variable rates range from 7% to 8.5% , with no change over the past week or month.

Nasa's Deferred Repayment Line of Credit (variable) has an APR range of 7.75% to 18% today, unchanged from 7 and 30 days ago. There is no data for 30 days or longer periods. Baxter's Undergraduate Student Loan fixed rate is 8.1% APR, unchanged from 7 and 30 days ago. The variable rate for the same loan type is 8.25% APR, also unchanged from 7 and 30 days ago. Quorum's Loan–Undergraduate Private Education Line–of–Credit has a fixed APR of 9.5% today. There is no rate change data available for 7 or 30 days ago.

Visions's Variable Rates for student loans ranging from 9.5% to 11% APR today, unchanged from 7 and 30 days ago. There is no data for 30 days or longer periods.

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