Student Loans in Albany, NY

Looking for student or personal loans in Albany, NY? Compare your options to find low rates and flexible terms that fit your needs. Whether you’re funding tuition or managing expenses, local lenders understand your goals and offer support tailored to our community.

Start your loan search with confidence right here in Albany. By comparing offers side-by-side, you can choose the best plan to ease financial stress and focus on what matters most—your education and future success.

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Lender
APR
Term
Link
Info
dcu
6.25 - 14.5 %
affinityplus
6.49 - 13.4 %
20 Yrs
unfcu
6.75 %
15 Yrs
summitfcu
6.75 - 13.25 %
dupaco
7.5 - 10.02 %
nasafcu
7.75 - 18 %
25 Yrs
bcu
8.1 - 8.25 %
quorumfcu
9.5 %
visionsfcu
9.5 - 11 %
broadviewfcu
9.75 %
19.5 Yrs

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Digital's Variable Rate Student Loans with APRs from 6.25% to 12.5% , unchanged from 7 and 30 days ago. Fixed Rate Student Refinance Loans have rates between 4.75% and 10.5% , also steady compared to the past week and month. Affinity Plus's an Undergraduate Line of Credit with fixed and variable rates at 6.49% APR, unchanged from both 7 and 30 days ago. Their Graduate Line of Credit has fixed and variable rates at 7.99% and 8.49% APR, respectively, also steady over the past month. The Student Loan Refinance program features fixed and variable rates ranging from 6.74% to 7.74% APR, with no change in the last 7 or 30 days.

United Nations has an Education Loan (fixed) with a 6.75% APR today. This rate is unchanged from 7 and 30 days ago. The Summit's Undergraduate Variable Rate Loan has an APR range of 6.75% to 11.25% , unchanged from 7 and 30 days ago. The Undergraduate Fixed Rate Loan ranges from 7.2% to 11.2% , also unchanged from last week. Graduate loans show no change either, with the Variable Rate Loan at 7.75% to 13.25% and the Fixed Rate Loan at 8.2% to 13.2% . Dupaco Community's variable rates from 7.5% to 9.75% and fixed rates ranging from 7.77% to 10.02% , both unchanged from 7 and 30 days ago. Their student loan refinance fixed rates start at 5% and go up to 11.43% , while the refinance variable rates range from 7% to 8.5% , with no change over the past week or month.

Nasa's Deferred Repayment Line of Credit (variable) has an APR range of 7.75% to 18% today, unchanged from 7 and 30 days ago. There is no data for 30 days or longer periods. Baxter's Undergraduate Student Loan fixed rate is 8.1% APR, unchanged from 7 and 30 days ago. The variable rate for the same loan type is 8.25% APR, also unchanged from 7 and 30 days ago. Quorum's Loan–Undergraduate Private Education Line–of–Credit has a fixed APR of 9.5% today. There is no rate change data available for 7 or 30 days ago.

Visions's Variable Rates for student loans ranging from 9.5% to 11% APR today, unchanged from 7 and 30 days ago. There is no data for 30 days or longer periods. Broadview's Academic Advantage Loan (fixed) has a 9.75% APR today, unchanged from 7, 30, and 60 days ago. This rate has stayed steady over the past two months.

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