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Looking for a student loan in Albany, NY? Compare offers from trusted local lenders to find the best rates and flexible repayment options that fit your budget. We make it simple to see all your choices in one place, so you can focus on your education without stress.
Join a community that supports your goals with personalized guidance and helpful resources right here in Albany. Whether you’re starting college or continuing your studies, the right student loan can make all the difference in reaching your dreams.
Today’s Student Loan Rates & Analysis - Updated on 2026-SEP-23
Credit Union Loan Rates - Trends & Analysis:
Custom–Choice's Fixed Student Loan has an APR range of 3.35% to 17.17% , unchanged from 7, 30, 60, and 90 days ago. The Variable Student Loan's APR range is 3.65% to 17.64% , up from 30, 60, and 90 days ago but unchanged from 7 and 30 days ago. University's Fixed Rate Loan Solution with APRs ranging from 4.74% to 14.74% , unchanged from 7 and 30 days ago. The Variable Rate Line of Credit Solution has rates between 5% and 15% , also steady compared to the past week and month. For refinancing, fixed rates start at 4.24% and variable rates begin at 5.49% .
Digital's Variable Rate Student Loans with APRs from 6.25% to 12.5% , unchanged from 7 and 30 days ago. Fixed Rate Student Refinance Loans have rates between 4.75% and 10.5% , steady compared to 30, 60, and 90 days ago. Affinity Plus has an Undergraduate Line of Credit (fixed) with an APR of 6.49% , unchanged from 7, 30, and 60 days ago but down from 6.99% 90 days ago. The Graduate Line of Credit (fixed) is 7.99% , steady from 7, 30, and 60 days ago and lower than 8.1% 90 days ago.
United Nations has an Education Loan (fixed) with a 6.75% APR today. This rate is unchanged from 7 and 30 days ago. The Summit's fixed–rate refinance loans have APRs ranging from 6.2% to 11.7% , unchanged from 7 and 30 days ago. Its variable–rate refinance loans range from 6.5% to 12% , also unchanged from 7 and 30 days ago. For other loans, variable rates range from 6.75% to 11.25% and fixed rates range from 7.2% to 11.2% , both unchanged from 60 days ago.
Dupaco Community's student loans with variable rates ranging from 7.5% to 9.75% APR and fixed rates between 7.77% and 10.02% APR. Both the variable and fixed rates are unchanged from 7, 30, 60, and 90 days ago. Nasa's Deferred Repayment Line of Credit (variable) has an APR range of 7.75% to 18% today, unchanged from 7 and 30 days ago. There is no data for 30 days or longer periods. Baxter's Undergraduate Student Loan fixed rate is 8.1% APR, unchanged from 7 and 30 days ago. The variable rate for the same loan type is 8.25% APR, also unchanged from 7 and 30 days ago.
Quorum's Loan–Undergraduate Private Education Line–of–Credit has a fixed APR of 9.5% today. There is no rate change data available for 7 or 30 days ago.