Student Loans in Ballston Spa, NY

Looking for the best student loans with low interest rates in Ballston Spa, NY? Compare local loan options tailored to your needs, so you can fund your education without the stress. Finding affordable rates is easier when you explore all your choices in one place.

Our community understands how important education is to your future. With flexible repayment plans and personalized support from trusted lenders in Ballston Spa, you can confidently invest in your dreams and focus on what matters most—your success.

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Lender
APR
Term
Link
Info
navyfederal
4.2 - 4.52 %
dcu
4.75 - 10.5 %
15 Yrs
mycfcu
4.75 - 11.5 %
dupaco
5 - 11.43 %
cafcu
5.15 - 9.4 %
americu
5.25 - 11.74 %
greylock
5.5 - 10 %
northcountry
5.99 - 9.99 %
affinityplus
6.74 - 7.74 %
15 Yrs
bethpagefcu
6.99 - 8.18 %

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

Navy Federal Credit Union's Fixed APR student loans have a rate of 2.67% today, down from 2.92% seven days ago. The Variable APR loans remain unchanged at 6.14% over the past week. For refinancing, the Fixed APR is steady at 4.2% , and the Variable APR also holds at 4.52% , both unchanged from seven days ago. Digital's Variable Rate Student Loans with APRs from 6.25% to 12.5% , unchanged from 7 and 30 days ago. Fixed Rate Student Refinance Loans have rates between 4.75% and 10.5% , also steady compared to the past week and month.

Cfcu Community's Student Loan Refinance fixed rates range from 4.75% to 9.75% APR, unchanged from 7 and 30 days ago. The variable rates for Student Loan Refinance are between 5.5% and 11.5% APR, also unchanged from a week earlier. Parent Loan Refinance fixed and variable rates match these ranges and remain steady compared to 7 days ago. Dupaco Community's variable rates from 7.5% to 9.75% and fixed rates ranging from 7.77% to 10.02% , both unchanged from 7 and 30 days ago. Their student loan refinance fixed rates start at 5% and go up to 11.43% , while the refinance variable rates range from 7% to 8.5% , with no change over the past week or month.

Corporate America Family's Partnership Advance Education Loan has a fixed APR range of 2.45% to 8.7% , unchanged from 7 and 30 days ago. The Student Loan Refinance fixed rate ranges from 5.15% to 9.4% , unchanged from 60 days ago. Americu's Undergraduate Variable Rate Loan has an APR range of 3.5% to 12.25% , unchanged from 30 and 60 days ago. The Undergraduate Fixed Rate Loan and Graduate Fixed Rate Loan both have APRs between 4.54% and 14.25% , with no change from 30 days ago. The Student Loan Refinance Fixed Rate loan's APR ranges from 5.25% to 11.74% .

Greylock's refinance student loans include fixed rates from 5.5% to 8.75% and variable rates from 6% to 10% . Both fixed and variable rates are unchanged from 7 and 30 days ago. North Country's Variable Rates from 5.99% to 9.99% and Fixed Rates from 6.14% to 8.64% , both unchanged from 7 and 60 days ago. Their Fixed Rates for Refinance loans range from 5.99% to 9.99% , also steady compared to 7, 30, and 60 days ago. Affinity Plus's an Undergraduate Line of Credit with fixed and variable rates at 6.49% APR, unchanged from both 7 and 30 days ago. Their Graduate Line of Credit has fixed and variable rates at 7.99% and 8.49% APR, respectively, also steady over the past month. The Student Loan Refinance program features fixed and variable rates ranging from 6.74% to 7.74% APR, with no change in the last 7 or 30 days.

Bethpage's Student Loan Refinance fixed rates range from 6.99% to 8.18% APR today, unchanged from both 7 and 30 days ago. These rates apply to their refinance program.

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