Student Loans in Springfield, MA

Looking for the best student loan options in Springfield, MA? Compare offers easily to find flexible plans that fit your budget and goals. Whether you’re heading to college or trade school, we make it simple to explore loans tailored to your needs.

Start your journey with local support you can trust. Springfield students and families benefit from personalized guidance and competitive rates, helping you focus on what matters most—your education and future success.

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Filters

Lender
APR
Term
Link
Info
university-credit-union
4.24 - 12.99 %
∞
navyfederal
4.45 - 4.77 %
∞
dcu
4.75 - 10.5 %
15 Yrs
∞
greylock
5.5 - 10 %
∞
affinityplus
6.74 - 7.74 %
15 Yrs
∞

Today’s Student Loan Rates & Analysis - Updated on 2026-SEP-21

Credit Union Loan Rates - Trends & Analysis:

University's Fixed Rate Loan Solution with APRs ranging from 4.74% to 14.74% , unchanged from 7 and 30 days ago. The Variable Rate Line of Credit Solution has rates between 5% and 15% , also steady compared to the past week and month. For refinancing, fixed rates start at 4.24% and variable rates begin at 5.49% . Navy Federal Credit Union's Fixed APR for student loans is 2.67% , unchanged from 7 and 30 days ago but down from 2.92% 60 days ago. The Fixed APR for refinance loans is 4.45% , up from 4.2% seven and 30 days ago. Variable APR for refinance loans is 4.77% , also up from 4.52% seven and 30 days ago.

Digital has Variable Rate Student Loans with APRs from 6.25% to 12.5% and Fixed Rate Student Refinance Loans ranging from 4.75% to 10.5% . These rates are unchanged from 7 and 30 days ago. Both loan types show steady APR ranges over the past two months. Greylock's Medical School Loan (fixed) has an APR range of 2.08% to 14.97% , down from 2.89% to 14.97% ninety days ago. The Fixed Rates (fixed) Refinance loan shows an APR range of 5.5% to 8.75% , unchanged from seven days ago.

Affinity Plus has an Undergraduate Line of Credit (fixed) with an APR of 6.49% , unchanged from 7, 30, and 60 days ago but down from 6.99% 90 days ago. The Graduate Line of Credit (fixed) is 7.99% , steady from 7, 30, and 60 days ago and lower than 8.1% 90 days ago.

🏦 Local Lenders in Springfield, MA

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🏘️ All the Lenders Available in Hampden County, MA

✅POLISH NATIONAL CREDIT UNION
✅FREEDOM 66824 CREDIT UNION
✅ALDEN CREDIT UNION
✅HOLYOKE CREDIT UNION
✅GREATER SPRINGFIELD CREDIT UNION
✅ARRHA CREDIT UNION
✅LUSO FEDERAL CREDIT UNION
✅PIONEER VALLEY FEDERAL CREDIT UNION
✅SELFRELIANCE FEDERAL CREDIT UNION
✅MASSMUTUAL FEDERAL CREDIT UNION
✅UMASSFIVE COLLEGE FEDERAL CREDIT UNION
✅SPRINGFIELD STREET RAILWAY EMP CREDIT UNION

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Why compare Student Loans in Springfield, MA on LendMesh

If you’re managing loans in Springfield, MA, it’s worth taking a moment to explore multiple lenders on LendMesh. Comparing options can reveal better deals and lower rates that might not be obvious at first glance. By keeping an open mind and reviewing offers regularly, you’ll be in a stronger position to find terms that truly fit your financial goals without feeling rushed or pressured.

To make staying informed even easier, consider subscribing to LendMesh’s personalized alerts. Just set your target interest rate, and we’ll notify you when loan offers in Springfield drop below that mark. You’ll also receive expert insights, rate trends, and curated loan deals delivered weekly or monthly—helping you stay ahead and secure the best possible options on your terms.

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