Credit Union Loan Rates - Trends & Analysis:
Affinity has a personal loan with an APR of 12.5% , which is unchanged from both 7 and 30 days ago. The certificate secured loan has a rate of 2% , also steady over the past month. The Privateline overdraft protection rate is 14.25% , down from 14.75% 30 days ago but the same as 7 days ago. Global has a Credit line loan with an APR of 13.5% , which has stayed the same over the past 7, 60, and 90 days. The Signature (unsecured) loan has a 14.9% APR, unchanged from 7 and 30 days ago. Both loans provide fixed rates during these periods.
California Coast has a Gogreen home energy financing loan with an APR of 3.58% , unchanged from 7 and 30 days ago but lower than 30, 60, and 90 days ago when it was 3.98% . The secured signature loan has a steady APR of 3% , which has not changed over the past 90 days. Connexus has a Personal line of credit (flex) with an APR of 13.24% , which is unchanged from 7 and 30 days ago but lower than 30 and 60 days ago. The Personal line of credit (flexplus) has a rate of 11.74% , also steady from 7 days ago and down from 30 and 60 days ago.
Citizens Equity First s Personal loans secured with savings at 4.75% APR for terms 1% –3% 6 months and 5% APR for terms 37% –4% 8 months, both unchanged from 7 and 30 days ago. The Personal unsecured loan has a 10.25% APR, which has also stayed steady over the past 90 days. Altura s new auto loans for 2025% –2% 026 model years with an APR of 4.99% , which hasn’t changed in the past 30 days. Signature loans for 24 months have a 10.99% APR, also steady compared to 7 and 30 days ago. Both rates have remained stable over recent periods.
San Diego County s Share secured loans with an APR of 5% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Signature loans have a 15.5% APR, also unchanged during those time frames. Self Help has a credit card with an APR of 13.75% , which is unchanged from 7 and 30 days ago but lower than 30 days ago. Their HELOC has a rate of 8.25% , steady from 7 days ago and down from 30 days ago. Energy saver loans and solar loans both have an APR of 5.5% , with no change over the past 30 days.
Certified has a Payday loan with an APR of 27.9% , which has stayed the same over the past 7, 30, and 60 days. Their Share–secured loan has a 5.95% APR today, unchanged from 7 and 30 days ago but higher than 60 days ago when it was 4.95% . Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. The Bicycle loan has an APR of 8.49% , also unchanged from a week to three months ago. Baxter has a personal loan with an APR of 8.39% , which has stayed the same over the past 7, 30, 60, and 90 days. The personal line of credit has a current APR of 8.99% , unchanged from 7 and 30 days ago but lower than it was 30, 60, and 90 days ago when it was 9.24% .
Pentagon Personal loan has an APR of 7.99% today, unchanged from 7 and 30 days ago but lower than the 8.99% rate from 30, 60, and 90 days ago. This rate change shows a recent decrease compared to earlier months. Delta Community has a personal loan APR of 8.25% today, which is lower than the 8.75% rate from 7, 30, 60, and 90 days ago. The rate has dropped compared to each of those previous periods. Together has personal loans with rates starting at 8.64% APR for terms up to 60 months and 11.49% APR for terms up to 72 months. The revolving loan rate is 13.65% APR. These rates have stayed the same compared to 7 and 30 days ago.