Navy Federal Credit Union Temecula CA: Low Mortgage Rates & Auto Loans

Introduction

Welcome to Navy Federal Credit Union, where your financial wellbeing is our top priority. Located at 32413 Temecula Pkwy, Temecula, CA 92592, our branch has been a trusted partner for the community since 1947. With a dedicated team of over 24,500 employees, we are proud to serve more than 14 million members who rely on us for their personal and business banking needs. At Navy Federal, we understand that every financial journey is unique. That's why we offer a comprehensive range of services, including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We have successfully managed a robust portfolio of over 8 million loans, reflecting our commitment to helping you achieve your financial goals. While you can visit us at our branch for in-person assistance, please note that any official correspondence should be sent to 32413 Temecula Parkway, Temecula, CA 92592 if it differs from our physical location. Our financial strength speaks volumes boasting total assets of $180.81 billion and total deposits of $2.32 billion. With a net worth of $21.49 billion, we ensure that your money is safe and sound with us. Our cash reserves stand strong at $2.19 billion, allowing us to provide you with timely loans when you need them most. Led by our CEO, Dietrich Kuhlmann, and Board President, Edward Cochrane Jr., our leadership team is committed to fostering a culture of trust and reliability within the credit union. If you have questions or would like to explore how we can assist you further, feel free to reach out at 888-842-6328. Join us today and experience the difference that comes from being part of a member-focused credit union. Visit our website at Navy Federal Credit Union for more information or stop by our branch we look forward to serving you!

Branch History & Mission

Community Engagement

Navy Federal is deeply rooted in community engagement. We actively participate in local events and initiatives aimed at improving the lives of those around us. Whether it's through partnerships with local organizations or outreach programs designed to assist those in need, we remain committed to making a positive impact. Our modern facilities include an ATM for your convenience; however, we do not currently offer drive-thru banking or shared service centers at this location. Nevertheless, we are fully equipped with online and mobile banking options so you can manage your finances anytime, anywhere.

Join Us Today!

We invite you to become part of the Navy Federal family. Experience firsthand how our dedication to member service sets us apart. Whether you're looking for personal banking options or business solutions, we're here for you every step of the way. Contact us today at 888-842-6328 or visit our website for more information on how you can join us in building a brighter financial future together!

Our Journey

Since our inception, Navy Federal has focused on providing financial services tailored to meet the needs of our members. Over the decades, we have evolved from a small credit union into one of the largest in the country. Our branch opened its doors to the Temecula community with a mission to empower individuals and families through accessible financial solutions. We understand that being part of a community means more than just banking. It's about building relationships and supporting one another. That's why we've consistently expanded our services over the years, offering everything from checking and savings accounts to auto loans and mortgage refinancing. With a dedicated team of professionals, we strive to ensure that our members receive personalized support every step of the way.

Our Mission

Our mission is simple yet profound: We exist to serve our members and enhance their financial well-being. This commitment drives us to provide not only competitive financial products but also educational resources that help our members make informed decisions. We believe in fostering a culture where everyone feels valued and supported. While you can visit us at our physical location on Temecula Parkway, official correspondence should be sent to 32413 Temecula Parkway, Suite 210, Temecula, CA 92592 if needed. Our operating hours are convenient for busy lifestyles: Monday through Friday from 9 AM to 5:30 PM and Saturday from 9 AM to 4 PM.

Branch Location & Accessibility

Welcome to the Navy Federal Credit Union located at 32413 Temecula Pkwy, Temecula, CA 92592! Our branch is perfectly situated in Riverside County, making it easy for you to access all your banking needs. Whether you're on your way to a local park or visiting the nearby shopping centers, you can stop by and see us anytime during our convenient hours. Our lobby is open Monday through Friday from 9 AM to 5:30 PM and on Saturday from 9 AM to 4 PM. We strive to provide you with friendly service during these hours so that banking feels easy and accessible. If you're looking for an ATM, we have one available on-site, ensuring you can manage your cash flow without any hassle. For those who might need assistance, our branch features ADA-compliant accessibility options, including ramps and designated parking. While visiting us at our Temecula location, rest assured that your experience will be smooth and welcoming. If you need to send official correspondence, please use our mailing address: 32413 Temecula Parkway, Suite 210, Temecula, CA 92592. You can reach us at (888) 842-6328 if you have any questions or need assistance before your visit. We look forward to serving you! Come by today or give us a call to learn more about the services we offer, including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and much more. Your financial journey starts here!

Member Eligibility

Becoming a member of Navy Federal Credit Union is like stepping into a welcoming community where your financial needs are prioritized and supported. If you live, work, worship, or attend school in the area, you're likely eligible to join us! We embrace everyone who meets these simple criteria, creating an inclusive environment for all. Not only do our members enjoy personalized service and competitive rates on loans and savings accounts, but they also gain access to a range of helpful resources designed to enhance their financial journey. Ready to join? The process is straightforward! You can find detailed eligibility information at https://www.navyfederal.org/membership/eligibility.html, which will guide you through everything you need to know. When you're ready to open your account, just visit us at https://mymembership.navyfederal.org/#/milestones or give us a call at (888) 842-6328. We can't wait to welcome you to Navy Federal Credit Union at 32413 Temecula Pkwy Temecula Ca 92592, where your financial future is bright!

Business Banking & Commercial Services

Merchant Services

Imagine running your business with ease our merchant services can help you do just that. From payment processing solutions to point-of-sale systems, we provide tools that streamline transactions and enhance customer experiences. By partnering with us, you gain not just a service provider but a dedicated ally focused on your success. Visit us at 32413 Temecula Pkwy Temecula Ca 92592 or call us at (888) 842-6328 to discover how our business banking and commercial services can support your journey!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs, we offer specialized business banking solutions, including merchant services and business loans. These services are crafted to support your growing business while making transactions easier than ever.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Navy Federal Credit Union, we have embraced technology with our robust online and mobile banking platforms. Access your accounts anytime, anywhere to check balances, transfer funds, or pay bills with just a few taps on your phone. Plus, our ATM and cash withdrawal services ensure that you have access to your money when you need it most. At Navy Federal Credit Union, we pride ourselves on offering comprehensive financial solutions that cater to all aspects of life. Whether you're managing personal finances or running a business, we're here to help every step of the way. Ready to explore how we can assist you? Visit us at 32413 Temecula Pkwy Temecula Ca 92592 or call us at (888) 842-6328 today!

Home Financing Solutions

Thinking about purchasing a home? Our mortgage loans and refinancing options are designed to simplify the home buying process. Our team will work with you every step of the way to find a solution that fits your budget and timeline, ensuring that you feel confident in your decision.

Loans and Credit Options

If you're facing unexpected expenses or want to consolidate debt, our personal loans and debt consolidation services can provide a lifeline. Additionally, our credit cards with rewards not only help you manage purchases but also give you benefits that can enhance your lifestyle.

Personal Banking Services

Whether you're looking to manage your day-to-day finances or save for the future, our personal banking services have got you covered. We offer various checking and savings accounts that cater to different lifestyles and needs. For those considering a new vehicle, our auto loans and vehicle financing options make it easy to drive off in the car of your dreams without breaking the bank.

Digital & Online Banking

Key Features

Managing your accounts has never been easier with features like electronic signature authorization, which lets you complete transactions securely without the hassle of paperwork. Plus, our e-statements feature ensures that you receive all your important account information electronically saving trees and giving you instant access to your financial records. For those who love using their phones, our mobile application makes banking even more convenient. You can make mobile payments effortlessly, allowing for quick transactions wherever you are. Need to send money to a friend? Our person-to-person transfer feature lets you do this in seconds. Security is always a top priority for us. We use advanced measures to protect your personal information while making sure that navigating our online services remains straightforward and intuitive. In short, Navy Federal Credit Union is committed to providing accessible and reliable digital banking solutions that empower you to manage your finances with ease. Explore all these features today and experience banking that fits seamlessly into your lifestyle!

Financial Strength

Commitment to Growth

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1.3192E+11 in total loans and leases and $1,023,510 in used auto loans.

Member Trust

Total Share Accounts stand at 30,809,321, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,127,735,547. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 32413 Temecula Pkwy Temecula Ca 92592 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Operational Efficiency

Our operations remain efficient with a reported net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Options

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We believe in making vehicle financing accessible and straightforward, ensuring you can drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand your business. Whether you're starting a new venture or looking to enhance an existing one, our team is ready to assist you. Our goal is not just to lend but to empower our members financially. If you're considering refinancing or exploring eligibility options for any of our loan products, please don't hesitate to ask. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Navy Federal Credit Union, we strive to create financial solutions that work for you because your success is our priority!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs to suit your spending habits.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We are committed to guiding you through every step of the mortgage process, providing personalized service along the way.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures fair and transparent offers, allowing users to compare loans without hidden agendas or misleading information.