California Coast Credit Union Temecula CA | Affordable Auto Loans & Business Banking

Introduction

Welcome to California Coast, your trusted financial partner right here in the heart of Temecula! Located at 32170 Temecula Pkwy Bldg C, Temecula, CA 92592, our branch has been serving the community since 1929. With a commitment to providing exceptional service and personalized banking solutions, we are proud to support over 206,000 members with a total asset base of $3,400,571,279. At California Coast, we understand that banking is more than just numbers it's about building relationships and making a positive impact in our community. Our dedicated team of 556 employees, led by CEO Todd Lane and Board President Steve McMahon, works tirelessly to ensure that every member feels valued and supported. Whether you're looking for checking and savings accounts, auto loans, mortgages, or business banking solutions, we're here to help you achieve your financial goals. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 32170 Temecula Pkwy, Bldg C, Temecula, CA 92592-6801. Our commitment extends beyond just serving our members; we also strive to contribute positively to our local economy. With total deposits reaching $210,204,145 and net worth standing at $440,048,118, we have the resources to support not only individual members but also local businesses through various loan offerings. We invite you to explore our services further by visiting our website at California Coast. Feel free to call us at (858) 495-1600 if you have any questions or need assistance. Join us today and experience the difference of being part of a community-focused credit union!

Branch History & Mission

At California Coast, we take pride in our rich history and deep-rooted commitment to the community. Since our founding in 1929, we have grown from a small credit union into a thriving institution that proudly serves over 206,000 members. Our branch in Temecula, located at 32170 Temecula Pkwy Bldg C, Temecula, CA 92592, has been a cornerstone of financial support for the local community. Over the decades, California Coast has evolved significantly. From our humble beginnings focused on basic banking services, we have expanded to offer a wide range of products designed to meet the diverse needs of our members. Today, with total assets exceeding $3.4 billion, we provide services such as personal banking, auto loans, mortgages, and business financing. This growth reflects our dedication to ensuring that every member's financial journey is supported and enriched. Our mission is clear: we aim to empower our members through comprehensive financial services while fostering community development. We believe that a strong community is built on sound financial practices and mutual support. Our members can count on us not just for their banking needs but also for our commitment to giving back through various outreach initiatives and partnerships within the Temecula area. While you can visit us at 32170 Temecula Pkwy Bldg C, official correspondence should be sent to 32170 Temecula Pkwy, Bldg C, Temecula, CA 92592-6801 if different from our branch address. As part of our modern approach to banking, we offer various digital services including online banking and mobile payments to ensure that members have access to their accounts anytime and anywhere. We also prioritize accessibility with ADA-compliant facilities and services tailored for all individuals. Our operating hours are Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. While we do not have drive-thru service at this location, we are equipped with an ATM for your convenience. Join us at California Coast and experience firsthand how we are committed not only to your financial success but also to nurturing the community we all call home. Discover the benefits of membership today by visiting California Coast Credit Union or calling us at 858-495-1600. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility and Features

At California Coast, we prioritize accessibility for everyone. Our branch is fully ADA-compliant, featuring ramps and spacious parking options to ensure a smooth experience for all members. Whether you're visiting us for personal banking services or business needs, our welcoming staff is here to assist you every step of the way.

Operating Hours

We understand that your time is valuable. That's why we offer flexible operating hours to fit your busy schedule. Our lobby is open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Feel free to stop by during these hours or give us a call at 858-495-1600 if you have any questions!

Services Offered

California Coast provides a wide range of services tailored to meet your banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we have you covered. Plus, with our ATM availability and shared services options, you can enjoy convenient access to your funds anytime. We invite you to explore everything we have to offer. Visit us today at our Temecula location or reach out via phone we're excited to help you achieve your financial goals!

Member Eligibility

Becoming a member of California Coast is like joining a warm, welcoming family that truly cares about your financial well-being. At our branch located at 32170 Temecula Pkwy Bldg C, Temecula, CA 92592, we invite you to explore the benefits of membership. If you're a resident of California, work for an eligible employer, or are part of a qualifying organization, you can easily join our community. We believe in making banking accessible for everyone, so if you meet these criteria, you're already on your way! For more details on eligibility, check out this helpful resource: Membership Benefits. Joining us is straightforward! You can open your account online in just a few clicks by visiting our account opening page here. If you have any questions or need assistance along the way, don't hesitate to reach out to us at 858-495-1600. We're here to support you every step of the way!

Business Banking & Commercial Services

Financing Your Business Dreams

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $106 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $273,626,903, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine being able to accept payments from customers quickly and securely. Our merchant services are here to make that happen. From payment processing to point-of-sale solutions, we provide the tools you need to enhance customer experience and streamline operations. This way, you can focus on what really matters growing your business. Visit us at 32170 Temecula Pkwy Bldg C Temecula Ca 92592 in Temecula, CA, or give us a call at (858) 495-1600 to learn more about how our business banking services can benefit you!

Comprehensive List Of Services

Business Banking

For local businesses in need of reliable financial support, we offer robust business banking services. From essential merchant services that simplify payment processing to business loans tailored for growth, we're dedicated to helping your business thrive.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide comprehensive online and mobile banking features. With just a few clicks or taps on your smartphone, you can check balances, transfer funds, and pay bills anytime, anywhere. Our ATM services also ensure easy access to your cash with withdrawals and balance checks available at numerous locations.

Personal Banking

Our personal banking services make managing your money easy and convenient. We offer checking and savings accounts that fit various lifestyles. For those planning to buy a new car, our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. If you're dreaming of homeownership or looking to refinance, our mortgage loans and refinancing options provide competitive rates and personalized service. Sometimes life brings unexpected expenses, which is why our personal loans and debt consolidation options are designed to give you peace of mind. To add value to your everyday spending, our credit cards with rewards allow you to earn points on purchases, which can lead to exciting rewards down the line.

Shared Branching Services

If you're a member of another credit union that partners with us, you can take advantage of basic shared branch transactions like deposits and withdrawals without any hassle. This means even if you're away from your home branch, you can manage your finances effortlessly. Whether you're visiting us at our location on 32170 Temecula Pkwy Bldg C or reaching out via phone at 858-495-1600, we are committed to making your experience as smooth as possible. At California Coast, we're more than just a credit union; we're a community partner dedicated to helping you succeed financially. Explore all that we have to offer by visiting our website today! Ready to start? Join us at California Coast where financial possibilities await!

Digital & Online Banking

Key Features

We prioritize security and user-friendliness in all our services. You can rest easy knowing that our electronic signature authorization feature makes signing documents quick and safe. Plus, if you prefer going paperless, our e-statements are available for easy viewing right from your account. Need to make payments? Our mobile payments feature lets you pay friends or family directly from your phone. And with person-to-person transfers, sending money is as simple as a text message. For those who prefer managing their accounts on the go, our mobile application offers all the functionality of online banking right in your pocket. Check balances, deposit checks, or even set up alerts to keep track of important transactions all from the convenience of your smartphone. At California Coast, we strive to make banking not only efficient but also enjoyable. Our goal is to provide you with real-time account management and accessibility so you can focus on what truly matters your life! Experience the future of banking today with us at California Coast!

Financial Strength

Member-Focused Savings

Members' savings are secured through $869,867,890 in share certificates and $931,369,924 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $51,539,224, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by a net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 531 full-time employees and 25 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $344,339,647 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our lending capacity: with $24,022 in used auto loans and $2,285,428,185 in total loans and leases, we're here to support your financial goals across various sectors.

Strong Financial Health

With a net worth of $440,048,118, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,292 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 461,358, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, California Coast is your trusted partner. Visit us at 32170 Temecula Pkwy Bldg C Temecula Ca 92592 or call (858) 495-1600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $404,647,400 in used vehicle loans and $383,522,079 in new vehicle loans already helping members get on the road. We provide competitive financing options for both new and used vehicles to ensure that you can drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $273,626,903 provide the capital needed to grow and expand your operations. Whether you're looking to invest in equipment or cover operational costs, we are here to assist. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're interested in any of these loan options or would like more information about eligibility requirements or refinancing possibilities, feel free to reach out to us at 858-495-1600 or visit us at 32170 Temecula Pkwy Bldg C Temecula Ca 92592. Let us help you take the next step towards achieving your financial dreams!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $366,658,382, make buying or refinancing simple. We offer various terms and conditions tailored to fit your situation. If you're considering refinancing your existing mortgage, we have options available to help reduce your payments and lower your interest rates.

Personal and Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $81,737,644 in loans helping members manage their finances effectively. This can be an excellent way to handle unexpected expenses or consolidate debt without putting up collateral. For those needing additional funds for personal use or debt consolidation, our personal loans can be tailored to fit your financial picture.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the numbers you see are accurate and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every user gets access to the same information without hidden agendas. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, helping users make informed decisions quickly. This feature empowers you to act promptly when you find a favorable rate. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight how effective LendMesh can be in finding the right financial products for your needs. Take control of your borrowing experience today. Compare real-time loan offers at LendMesh and find the best rates tailored for you. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. Each loan comparison reflects current rates and terms, allowing you to compare options effectively without any guesswork.

CALIFORNIA COAST CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans