Credit Union Loan Rates - Trends & Analysis:
Affinity has a personal loan with an APR of 12.5% , which is unchanged from both 7 and 30 days ago. The debt consolidation loan has an APR of 13.5% , steady from 7 days ago but up from 13.25% thirty days ago. The certificate secured loan remains at 2% APR with no change in the past 30 days. Global has a Credit line with an APR of 13.5% , which has stayed the same over the past 7, 60, and 90 days. The Signature (unsecured) loan has a 14.9% APR, also unchanged from 7 and 30 days ago.
California Coast has an 18–month emergency personal loan with an APR of 4.98% , unchanged from 7 and 30 days ago. The Gogreen home energy financing loan is at 3.58% APR today, down from 3.98% over the past 7, 30, 60, and 90 days. Connexus has a Personal line of credit (flex) with an APR of 13.24% , which is unchanged from 7 and 30 days ago but lower than 30 and 60 days ago. The Personal line of credit (flexplus) has a rate of 11.74% , steady from a week ago and down from 30 and 60 days ago.
Citizens Equity First s Personal loans secured with savings at rates of 4.75% for terms 1% –3% 6 months and 5% for terms 37% –4% 8 months. Unchanged compared to 7 or 30 days ago. Single payment notes secured with savings have a rate of 5.25% , which is also steady over the past 90 days. Altura s new auto loans for 2024% –2% 025 model years with an APR of 4.99% , which is unchanged from 7 and 30 days ago but lower than 30 and 60 days ago. Used auto loans have a rate of 5.49% , steady from 7 days ago but down from 30 and 60 days ago. Signature loans for 24 months are at 10.99% APR, with no change over the past 90 days.
San Diego County s Share secured loans with an APR of 5% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Signature loans have a 15.5% APR, also unchanged during those time frames. Self Help has a Credit card APR of 13.75% , which is down from 14% both 7 and 30 days ago. The HELOC (HELOC) rate is 8.25% , also lower than it was a week and a month ago at 8.5% . Other loan rates like Energy saver loans remain steady at 5.5% over the same periods.
Certified has a Payday loan with an APR of 27.9% , which has stayed the same over the past 7, 30, and 60 days. Their Share–secured loan has an APR of 5.95% , unchanged from 7 and 30 days ago but higher than 60 days ago. The Signature loan’s APR is 10.9% , steady from 7 and 30 days ago but up from 60 days ago. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. The Bicycle loan has an APR of 8.49% , also unchanged from a week to three months ago.
Baxter has a Personal line of credit with an APR of 8.99% , which is lower than it was 7 and 30 days ago when it was 9.24% . The Personal loan has an APR of 8.39% , unchanged from the past 7, 30, 60, and 90 days. Pentagon Personal loan has an APR of 7.99% today, unchanged from 7 and 30 days ago but lower than the 8.99% rate from 30, 60, and 90 days ago. This rate change shows a recent decrease compared to earlier months. Together has personal loans with an APR of 11.49% for the Any reason any season program, which has stayed the same over the past 7 and 30 days. Their Other secured loans have a lower APR of 8.64% , also unchanged from 7 and 30 days ago. Lines of credit come with a 13.65% APR, with no recent rate history available.
Navy Federal Credit Union’s Debt consolidation loan and Home improvement loan both have a 8.74% APR today, down from 8.99% seven and thirty days ago. The rates for these loans have also decreased compared to 60 and 90 days ago. The Personal expense loan shares the same 8.74% APR, which is lower than it was over the past three months.