California Coast Credit Union San Marcos CA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to California Coast, your trusted financial partner located at 140 Knoll Rd, San Marcos, CA 92069. Established in 1929, we have proudly served our community for over nine decades, growing to a strong membership base of 206,167 individuals who rely on us for their banking needs. At California Coast, we understand the importance of supporting our members' financial journeys. Our total assets amount to an impressive $3,400,571,279, reflecting our commitment to providing solid financial services that help you achieve your goals. With $210,204,145 in total deposits and a robust net worth of $440,048,118, we stand as a pillar of stability in the community. Our team is dedicated to fostering lasting relationships with our members while delivering exceptional service. Under the leadership of CEO Todd Lane and Board President Steve McMahon, we are committed to transparency and member satisfaction. Our friendly staff is here to assist you with everything from personal banking solutions like checking and savings accounts to auto loans and business financing. While members can visit us at our branch address for all your banking needs, official correspondence should be sent to the same location: 140 Knoll Rd, San Marcos, CA 92069. We invite you to explore our range of services designed just for you: from everyday banking options to specialized loan products tailored for both individuals and businesses. With a total of 110,750 loans and leases under management, we are equipped to meet diverse financial requirements. Feel free to reach out at (858) 495-1600 or visit our website at California Coast for more information. Join us today and experience the difference that community-focused banking can make!

Branch History & Mission

At California Coast, we take pride in our rich legacy and commitment to serving the community. Established in 1929, our San Marcos branch has been a cornerstone of financial support and empowerment for over nine decades. Located at 140 Knoll Rd, San Marcos, CA 92069, we are not just a credit union; we are your neighbors, dedicated to fostering financial wellness for all. Throughout the years, California Coast has evolved significantly. From humble beginnings to becoming a trusted financial institution with total assets of $3,400,571,279, our journey reflects growth and resilience. Today, we proudly serve over 206,167 members and continue to expand our services to meet their needs. Our mission is clear: to provide exceptional financial services while uplifting the communities we serve. We understand that financial stability is essential for everyone, which is why we offer a variety of products such as checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. We are committed to ensuring that every member feels valued and supported. While members can visit us at 140 Knoll Rd San Marcos Ca 92069, official correspondence should be sent to 140 Knoll Rd, San Marcos, CA 92069. Our branch operates with convenience in mind offering lobby hours from Monday through Thursday from 9 AM to 5 PM and on Friday until 6 PM. Additionally, our drive-thru banking service ensures that you can manage your transactions with ease. California Coast also embraces modern technology to enhance your banking experience. With features like online banking, mobile payments, and e-statements available, managing your finances has never been easier. Plus, our ATM availability means you can access cash whenever you need it. We believe in giving back to our community through various outreach efforts and partnerships aimed at supporting local initiatives. Our shared service center allows us to collaborate with other credit unions, making it easier for you to conduct transactions wherever you are. In closing, we invite you to join California Coast and experience firsthand the benefits of being part of our family. Together, let's build a stronger financial future for you and your community! For more information or to become a member today, give us a call at (858) 495-1600 or visit us online at California Coast.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with your comfort in mind. We offer ADA-compliant features including ramps and accessible parking spots to ensure everyone can enjoy our services without hassle. Whether you're visiting for personal banking or exploring business solutions, you'll find that our friendly staff is ready to assist you every step of the way.

Contact Us

Have questions or need more information? Don't hesitate to give us a call at 858-495-1600. Our dedicated team is here to help! We invite you to visit us at our San Marcos branch or explore our website at California Coast for additional resources. We look forward to welcoming you soon!

Operating Hours

We understand that life can be busy, which is why we offer flexible operating hours. Our lobby is open Monday through Thursday from 9 AM to 5 PM and on Friday until 6 PM, making it easy for you to stop by when it's convenient for you. If you're in a hurry, our drive-thru service allows for quick transactions without leaving your vehicle.

Services Offered

At California Coast, we provide a wide range of services tailored to fit your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Need assistance outside of regular hours? You can also take advantage of our ATM availability for cash withdrawals and balance checks anytime.

Member Eligibility

Welcome to the California Coast community! Becoming a member of California Coast is not just about opening an account; it's about joining a family that prioritizes your financial wellbeing. To become a member, you need to meet certain eligibility criteria that are designed to be inclusive and welcoming. Generally, anyone who lives, works, or worships in San Diego County can join us. This means you could easily be part of our supportive network, gaining access to fantastic services like personal banking, loans, and more. For a complete list of eligibility details, feel free to check out this resource: http://www.calcoastcu.org/membership-benefits/. Ready to take the next step? Opening an account is straightforward! You can get started by visiting our website at https://calcoastcu.mortgagewebcenter.com/account/login?returnurl=%2fapplynow&_ga=2.210847829.1947839381.1603723635-939147346.1597771707, or give us a call at (858) 495-1600 if you have any questions. We're located at 140 Knoll Rd San Marcos Ca 92069, and we can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify transactions for your customers. Imagine having a reliable payment processing system that allows you to accept credit cards seamlessly, ensuring a smooth experience for your clients. This service not only enhances customer satisfaction but also helps you manage your cash flow effectively. Located at 140 Knoll Rd San Marcos, CA 92069, our dedicated team is ready to assist you in navigating the financial landscape of your business. Contact us at 858-495-1600 to learn more about how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $106 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $273,626,903, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Solutions

For entrepreneurs and business owners in the community, we have tailored services under our Business Banking category. From Merchant Services that simplify transactions to Business Loans designed to fuel your growth, we are committed to supporting local businesses every step of the way.

Connect with Us

If you're interested in learning more about any of these services or if you have questions about how we can assist you further, please don't hesitate to reach out! You can call us at 858-495-1600 or visit us in person at our San Marcos location. We're here to help you navigate your financial journey with confidence! In summary, whether you're looking for personal banking solutions, loans, or business services, California Coast is ready to support you every step of the way. Visit us today and discover how we can help make your financial dreams a reality!

Convenience at Your Fingertips

With so many ways to bank, we make it easy for you to manage your finances on your terms. Our branch features basic drive-thru banking for quick deposits and withdrawals, as well as shared branch transactions for members of partner credit unions. This means you can access your account even when you're on the go.

Loans and Financing

When life calls for a new vehicle or home, our Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing are here to help turn your dreams into reality. We also provide Personal Loans & Debt Consolidation options that offer flexible terms and competitive rates. And don't forget about our credit cards with rewards perfect for everyday purchases or special occasions!

Personal Banking

We understand that managing your finances is essential. That's why we offer Personal Banking options like checking and savings accounts that fit your lifestyle. Need quick access to your funds? Our ATM & Cash Withdrawal Services ensure you can get cash when you need it most. Plus, with our user-friendly Online & Mobile Banking, you can check balances, transfer money, and pay bills from anywhere at any time.

Digital & Online Banking

Always Accessible

With 24/7 online banking services available at California Coast, you'll never be far from your financial information. You have the flexibility to manage your account in real-time, giving you control over your finances whenever you need it. Take advantage of all these features by visiting us at California Coast today! Your financial journey deserves the best tools, and we're here to provide them for you.

Convenient Services

Our online banking features provide a full range of services right at your fingertips. Whether you want to check your balance, transfer funds, or pay bills, you can do it all with confidence. For those who prefer mobile banking, our mobile application makes it simple to stay on top of your finances while you're on the go. Plus, with person-to-person transfers, sending money to friends or family is just a tap away.

Security You Can Trust

We take security seriously. Our electronic signature authorization ensures that your transactions are safe and verified. And for added peace of mind, we offer e-statements so you can keep track of your account activity without worrying about paper clutter.

Financial Strength

At California Coast, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With robust financial health indicators, we are dedicated to providing you with the best services and rates available. With a net worth of $440,048,118, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1292 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $869,867,890 in share certificates and $931,369,924 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $51,539,224, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $344,339,647 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $24,022 in used auto loans and a total of $2,285,428,185 in loans and leases available across various sectors. Our operational efficiency is reflected in our performance; while our current net income is $0, we remain committed to maintaining competitive loan rates and solid financial products for our members. We also take pride in having 531 full-time employees and 25 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, California Coast is your trusted partner. Visit us at 140 Knoll Rd San Marcos CA 92069 or call 858-495-1600 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $404,647,400 in used vehicle loans and $383,522,079 in new vehicle loans already helping members get on the road. We also provide refinancing options for existing auto loans to make your payments more manageable.

Business Loans

For business owners, our outstanding commercial loans totaling $273,626,903 provide the capital needed to grow and expand your business. We understand the unique challenges faced by entrepreneurs and are here to support your endeavors. If you're interested in any of our loan products or would like to learn more about eligibility options and refinancing opportunities, feel free to reach out to us at 858-495-1600. You can also visit us online at California Coast for more information on our services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At California Coast, we're committed to providing transparent and trustworthy financial services tailored just for you.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $81,737,644 in loans helping members manage their finances effectively. Our credit card products come with rewards and features designed to suit various spending habits.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Property loans totaling $366,658,382. Whether you're purchasing your first home or looking to refinance your current mortgage, we can help guide you through the process.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. By collaborating only with legitimate financial institutions, LendMesh guarantees that users receive accurate information when comparing loans.