Personal Loans in Springfield, IL

Looking for easy loans in Springfield, IL without a credit check? You’re in the right place. Compare offers from trusted local lenders who understand your needs and provide fast approval so you can get the funds you need without hassle.

Today’s Personal Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity has a Certificate secured loan with an APR of 2% , which is unchanged from both 7 and 30 days ago. Their Personal loan has a 12.5% APR that has also stayed steady over the past month. The Privateline overdraft protection rate is 14.25% today, down from 14.75% 30 days ago but the same as 7 days ago. Scott s Pledge share loans with an APR of 2% , which has stayed the same over the past 7, 30, and 60 days. Signature loans have a 12% APR, also unchanged from one week to two months ago.

Connexus has a Personal line of credit (flex) with an APR of 13.24% , which is unchanged from 7 and 30 days ago but lower than 30 days ago. The Personal line of credit (flexplus) has a rate of 11.74% , also steady from 7 days ago and down from 30 days ago. Citizens Equity First has a Personal loan secured with savings for 1% –3% 6 months at a 4.75% APR, which hasn’t changed in the past 90 days. The Personal unsecured loan has a 10.25% APR, also steady over the last three months. Both rates remain the same compared to 7 and 30 days ago.

Self Help has a credit card with an APR of 13.75% , unchanged from 7 and 30 days ago but lower than 30 days ago. Their HELOC has a rate of 8.25% , steady from 7 days ago and down from 30 days ago. Other loans like energy saver and solar loans remain at 5.5% APR with no changes in the past 30 days. First Community has a Stock secured loan with an APR of 6% , which has stayed the same over the past 7 and 30 days. The Member's choice signature loan has a 10.45% APR, also unchanged from a week and a month ago.

Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. The Bicycle loan has an APR of 8.49% , also unchanged from a week to three months ago. Baxter has a Personal loan with an APR of 8.39% , which has stayed the same over the past 90 days. The Personal line of credit has an APR of 8.99% , down from 9.24% 30 days ago. Both rates have been steady compared to 7 days ago. Pentagon has a personal loan with an APR of 7.99% today, unchanged from it was 7 days ago. This rate is lower than the 8.99% seen 30, 60, and 90 days ago.

Delta Community has a personal loan APR of 8.25% today, which is lower than the 8.75% rate from 7, 30, 60, and 90 days ago. The rate has dropped compared to each of those previous periods. State Farm has a personal installment loan with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their line of credit loan has an APR of 9.49% , also unchanged from 7 and 30 days ago. Together has personal loans with rates starting at 8.64% APR for terms up to 60 months and 11.49% APR for terms up to 72 months. The revolving loan rate is 13.65% APR. These rates have stayed the same compared to 7 and 30 days ago.

Navy Federal Credit Union’s debt consolidation loan and home improvement loan both have an APR of 8.74% today. These rates are unchanged from 7 and 30 days ago but lower than the 8.99% rate seen 30, 60, and 90 days ago. The personal expense loan also shares this same APR pattern. Advia has a Holiday signature loan with an APR of 8.9% today, unchanged from it was 7 days ago. There’s no rate information available for 30 days or longer.

🏦 All Local Lenders in Springfield, IL

Lender NameBranch AddressOffice ServicesLender Snapshot
LAND OF LINCOLN CREDIT UNION
300 S GRAND AVE W SPRINGFIELD IL 62704
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $470,088,144
Deposits: $21,009,860
Net Worth: $44,746,556
Employees: 150
Members: 38,708
HEARTLAND CREDIT UNION
2213 W WHITE OAKS DR SPRINGFIELD IL 62704
ATM
Drive-Thru
P2P
E-Statements
Assets: $483,329,197
Deposits: $77,036,998
Net Worth: $62,245,995
Employees: 73
Members: 33,515
ILLINOIS EDUCATORS CREDIT UNION
3101 MONTVALE DR SPRINGFIELD IL 62704
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $101,158,200
Deposits: $3,806,597
Net Worth: $11,699,868
Employees: 22
Members: 9,249
FUNERAL SERVICE CREDIT UNION
915 S DURKIN DR STE A SPRINGFIELD IL 62704
P2P
E-Statements
Assets: $10,610,175
Deposits: $963,116
Net Worth: $1,892,174
Employees: 2
Members: 702
CITIZENS EQUITY FIRST CREDIT UNION
2424 W ILES AVE SPRINGFIELD IL 62704
ATM
Drive-Thru
E-Statements
E-Signature
Assets: $7,768,682,749
Deposits: $357,663,736
Net Worth: $941,559,727
Employees: 1022
Members: 402,409
CREDIT UNION 1 CREDIT UNION
2464 WABASH AVE SPRINGFIELD IL 62704
ATM
P2P
E-Statements
E-Signature
Assets: $1,914,106,657
Deposits: $292,995,072
Net Worth: $185,626,303
Employees: 424.0
Members: 122,990

🏘️ All the Lenders Available in Sangamon County, IL

✅FINANCIAL PARTNERS 60545 CREDIT UNION
✅HEARTLAND 64441 CREDIT UNION
✅SPRINGFIELD FIREFIGHTERS CREDIT UNION
✅CITIZENS EQUITY FIRST CREDIT UNION
✅SPRINGFIELD CITY EMPLOYEES CREDIT UNION
✅COOPERATIVE CHOICE NETWORK CREDIT UNION
✅LAND OF LINCOLN CREDIT UNION
✅ILLINOIS EDUCATORS CREDIT UNION
✅FUNERAL SERVICE CREDIT UNION
✅CREDIT UNION 1 68727 CREDIT UNION
✅ILLINOIS STATE POLICE FEDERAL CREDIT UNION
✅IMPERIAL CREDIT UNION

Customers are also interested in:

Easy Loans No Credit Check