Land of Lincoln Credit Union Springfield IL | Low Mortgage Rates & Top Auto Loans

Introduction

Welcome to Land Of Lincoln in Springfield, where we believe in building strong financial futures for our members. Located at 300 S Grand Ave W, Springfield, IL 62704, our credit union has been a cornerstone of the community since 1947. With over 38,708 members benefiting from our range of services, we are proud to manage $470,088,144 in assets and facilitate $21,009,860 in deposits. At Land Of Lincoln, we offer personalized banking solutions tailored to meet your needs. Whether you're seeking an auto loan or looking to consolidate debt, our dedicated team is here to help. Our CEO, Robert Ares, along with Board President Antonio Brown, leads a passionate group of 150 employees committed to serving you. While members can visit us at our branch location, official correspondence should be sent to the same address: 300 S Grand Ave W, Springfield, IL 62704-3716. Our commitment extends beyond traditional banking; we strive to make a positive impact within the community by offering innovative products and services that empower our members financially. With total loans reaching 20,056, we continue to support families and businesses alike. Ready to experience the difference? Call us today at 217-528-0677 or explore more about what we offer by visiting our website. Let's embark on this financial journey together!

Branch History & Mission

Welcome to the Land Of Lincoln branch in Springfield, Illinois, where we have proudly served our community since 1947. With a legacy spanning over seven decades, we have grown alongside our members, adapting to their needs and the changing landscape of financial services. Starting as a small credit union, we are now home to over 38,000 members and manage total assets exceeding $470 million. Our commitment to the community is unwavering, and our journey reflects our dedication to providing exceptional financial solutions. Located at 300 S Grand Ave W, near local landmarks like the Illinois State Capitol and vibrant downtown Springfield, our branch is easily accessible for all your banking needs. We invite you to visit us during our operating hours: Monday through Thursday from 8 AM to 5 PM, and Friday until 5:30 PM. For those who prefer digital options, we offer online banking services, mobile payments, and e-statements for your convenience. At the heart of Land Of Lincoln's mission is a simple yet powerful commitment: to enrich the lives of our members by offering personalized financial services while supporting community growth. Our vision emphasizes member empowerment through education and access to essential banking products like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We are here not just as a financial institution but as a partner in your journey towards financial well-being. We also take pride in being accessible to everyone in our community. With ATM availability and drive-thru banking services at our branch, we strive to provide ease and flexibility for all transactions. Additionally, our shared service center allows members of partnering credit unions to enjoy basic banking transactions seamlessly. As part of our ongoing efforts to support local initiatives, we actively engage in various outreach programs that uplift our neighbors and strengthen our bonds within the community. Whether it's sponsoring local events or collaborating with organizations that promote financial literacy, we believe in making a tangible difference right here at home. If you're looking for a credit union that values relationships as much as it values finances, look no further than Land Of Lincoln in Springfield. Join us today and experience the benefits of being part of a supportive community-focused institution. For more information on membership eligibility or how to open an account, please visit our website or call us at 217-528-0677. Your journey towards better financial health starts here!

Branch Location & Accessibility

Welcome to the Land Of Lincoln Credit Union, conveniently located at 300 S Grand Ave W in Springfield, IL. Our branch is situated in a vibrant area, making it easy for you to access our services while enjoying the local sights. Whether you're running errands or visiting nearby landmarks, stopping by our credit union is a breeze. At Land Of Lincoln, we prioritize accessibility for all our members. Our location is equipped with ADA-compliant features, including ramps and accessible parking spaces to ensure that everyone can visit us without any hassle. Plus, we have a drive-thru service available, which means you can handle your banking needs from the comfort of your vehicle. If you prefer to walk in, our lobby hours are designed to fit your schedule: we're open from 8 AM to 5 PM Monday through Thursday and until 5:30 PM on Friday. For those who need quick cash or want to manage their accounts on the go, we offer ATM services right here at our branch. And if you're a member of a partner credit union, take advantage of our shared service center for basic transactions like deposits and withdrawals. While you're welcome to visit us at our Springfield address for all your banking needs, please note that official correspondence should be sent to the same address: 300 S Grand Ave W, Springfield, IL 62704-3716. Got questions or need assistance? Don't hesitate to give us a call at 217-528-0677! We look forward to serving you and helping you achieve your financial goals. Come visit us today!

Member Eligibility

At Land Of Lincoln, we believe that joining our community is more than just opening an account it's about becoming part of a supportive family that cares about your financial well-being. To become a member, you simply need to meet a few friendly eligibility criteria. If you live, work, or worship in the Sangamon County area, you're likely eligible! Our doors are open to individuals who share our values and want to experience the benefits of credit union membership. For a detailed look at all the specific criteria, feel free to visit our resource at https://www.llcu.org/banking/become-a-member/ . Getting started is easy! Simply head over to our account opening page at https://www.llcu.org/loans/apply-for-a-loan/ to begin your journey with us. If you have any questions or need assistance along the way, don't hesitate to give us a call at (217) 528-0677. We're here to help you take this exciting step toward better banking at Land Of Lincoln, located at 300 S Grand Ave W Springfield Il 62704.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $227 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $51,119,243, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments from customers seamlessly, boosting your cash flow and ensuring you never miss a sale. Our merchant services make this possible, allowing you to focus on what you do best running your business. From credit card processing to online payment solutions, we've got you covered. Located at 300 S Grand Ave W Springfield Il 62704 in Springfield, IL, we're dedicated to helping you thrive. Reach out today at (217) 528-0677 and discover how we can help your business grow!

Comprehensive List Of Services

ATM & Drive-Thru Services

For those who prefer in-person transactions, our branch features both ATM access and basic drive-thru banking services. You can easily make deposits or withdrawals without stepping inside the building perfect for busy days when every minute counts. Additionally, if you're a member of another partner credit union, our shared branch transactions make it easy for you to access your funds while on the go. At Land Of Lincoln, we pride ourselves on making banking easy and accessible for everyone in Springfield. Our goal is not just to be your bank but to be part of your financial story. For any questions or assistance, don't hesitate to call us at (217) 528-0677. We look forward to serving you!

Business Banking

If you're a business owner, Land Of Lincoln has got you covered! Our business banking services include merchant services and business loans designed to help you grow and succeed. We understand the importance of supporting local businesses, so we're committed to being your trusted financial partner.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we offer online and mobile banking solutions that allow you to manage your accounts anytime, anywhere. Need to check your balance or pay a bill? It's as simple as a few taps on your smartphone! Our services also include person-to-person payments for quick transfers between friends or family.

Loans and Credit

Life can throw unexpected challenges your way, which is why we provide personal loans for debt consolidation or other financial needs. With straightforward terms and support from our team, you'll feel empowered to take control of your finances. For those who love rewards, don't miss out on our credit cards that offer fantastic benefits. They're perfect for everyday purchases and earning perks!

Personal Banking

Our personal banking services include various checking and savings accounts designed to fit different lifestyles. Imagine having an account that not only helps you manage your day-to-day expenses but also earns you interest. This is where our personalized options come into play! If you're considering purchasing a vehicle, our auto loans and vehicle financing are here to help you hit the road in style. We offer competitive rates and flexible terms to ensure you find a plan that works for you. Thinking about buying a home? Our mortgage loans and refinancing options make it easier than ever to own the home of your dreams. We understand that every situation is unique, so our team will work closely with you to find the best solution.

Digital & Online Banking

Accessibility and Ease-of-Use

We believe that banking should be straightforward and user-friendly. That's why our digital services are designed with you in mind. From setting up alerts for account activity to accessing funds without visiting a branch, managing your finances has never been easier. Join us at Land Of Lincoln and take advantage of these innovative banking tools. Experience the freedom of digital banking today!

Key Features

Our online banking experience is all about putting you in control. You can enjoy electronic statements, which means no more paper clutter just easy access to your financial records whenever you need them. Plus, if you're always on the go, our mobile application makes it simple to bank right from your phone. You can even make mobile payments with just a few taps. Need to send money quickly? Our person-to-person transfer feature allows you to send money to friends and family with ease. Additionally, we prioritize your security with electronic signature authorization for safe transactions.

Financial Strength

Commitment to Members

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 136 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares available for lending at $0, along with a robust member base evidenced by 68,847 total share accounts, Land Of Lincoln stands as a trusted partner in your financial journey.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Land Of Lincoln is your trusted partner. Visit us at 300 S Grand Ave W Springfield Il 62704 or call (217) 528-0677 to learn more about how we can help you achieve your financial goals.

Member Savings and Growth

Members' savings are secured through $110,046,793 in share certificates and $46,044,133 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,314,573, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $44,746,556, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $951 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment in Services

With $42,818,683 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident with $7,038 in used auto loans and $317,174,701 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $102,901,325 in used vehicle loans and $24,348,754 in new vehicle loans already helping members get on the road. We provide flexible terms that suit your budget and lifestyle, making it easier than ever to drive away in the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $51,119,243 provide the capital needed to grow and expand your business. We understand the unique challenges businesses face and are here to support your ambitions with tailored financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,515,488, make buying or refinancing simple. We strive to offer competitive rates and personalized service to guide you through every step of the home-buying process.

Refinancing Options

If you're considering refinancing any existing loans, we have options that could lower your payments or help you access cash for other needs. Be sure to ask about our eligibility criteria and see how we can assist you in making your financial situation more manageable. At Land Of Lincoln, we're committed to providing exceptional service and support as you navigate your financial journey. For more information about our loan offerings or assistance with your application process, feel free to contact us at (217) 528-0677 or visit us at our branch located at 300 S Grand Ave W Springfield Il 62704 in Springfield, IL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $13,505,932 in loans helping members manage their finances effectively. Enjoy the convenience of using credit when you need it most without worrying about collateral.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers for all users.

LAND OF LINCOLN CREDIT UNION - Springfield, IL