Credit Union Loan Rates - Trends & Analysis:
Affinity has a personal loan with an APR of 12.5% , which has stayed the same over the past 7 and 30 days. The certificate secured loan has a 2% APR, also unchanged from a week and a month ago. The Privateline overdraft protection rate is 14.25% , down from 14.75% 30 days ago but steady compared to 7 days ago. Scott s Pledge share loans with an APR of 2% , which has stayed the same over the past 7, 30, and 60 days. Signature loans have a 12% APR, also unchanged from one week to two months ago.
Connexus has a Personal line of credit (flex) with an APR of 13.24% , which is unchanged from 7 and 30 days ago but lower than 30 days ago. The Personal line of credit (flexplus) has a rate of 11.74% , also steady from 7 days ago and down from 30 days ago. Citizens Equity First has a Personal loan secured with savings for 1 to 36 months at an APR of 4.75% , which has stayed the same over the past 7 and 30 days. The unsecured Personal loan has an APR of 10.25% , also unchanged from a week and a month ago.
Self Help has a credit card with an APR of 13.75% , which is unchanged from 7 and 30 days ago but lower than 30 days ago. Their HELOC has a rate of 8.25% , steady from 7 days ago and down from 30 days ago. Energy saver loans and solar loans both have an APR of 5.5% , with no change over the past 30 days. First Community has a Stock secured loan with a 6% APR, which has stayed the same over the past 7 and 30 days. The Member's choice (signature loan) has a 10.45% APR, also unchanged from one week and one month ago.
Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. The Bicycle loan has an APR of 8.49% , also unchanged from a week to three months ago. Baxter has a Personal loan with an APR of 8.39% , which has stayed the same over the past 90 days. The Personal line of credit has an APR of 8.99% , down from 9.24% 30 days ago. Both rates have been steady compared to 7 days ago. Pentagon has a personal loan with an APR of 7.99% today, unchanged from it was 7 days ago but lower than the 8.99% rate from 30, 60, and 90 days ago. This rate change shows a recent drop compared to earlier months.
Delta Community has a personal loan APR of 8.25% today, which is lower than the 8.75% rate from 7, 30, 60, and 90 days ago. The rate has dropped compared to each of those previous periods. State Farm has a personal installment loan with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their line of credit loan has an APR of 9.49% , also unchanged from 7 and 30 days ago. Together has personal loans with rates starting at 8.64% APR for terms up to 60 months and 11.49% APR for terms up to 72 months. The revolving loan rate is 13.65% APR. These rates have stayed the same compared to 7 and 30 days ago.
Navy Federal Credit Union’s debt consolidation loan and home improvement loan both have an APR of 8.74% today. These rates are unchanged from 7 and 30 days ago but lower than the 8.99% rate seen 30, 60, and 90 days ago. The personal expense loan also shares this same APR pattern. Advia has a Holiday signature loan with an APR of 8.9% today, unchanged from it was 7 days ago. There’s no rate information available for 30 days or longer.