Introduction
Welcome to Ethicon Suture Credit Union, where your financial needs meet a community-focused approach. Located at 549 Madison St, Oak Park, IL 60302, we have proudly served our members since 1952. With a commitment to fostering trust and reliability, we offer a range of personalized banking services designed to support your financial journey. At Ethicon Suture, we believe in empowering our members through accessible financial solutions. Our total assets amount to an impressive $1,393,845, while our dedicated membership has grown to 500 valued individuals. We take pride in our robust financial standing with $411,885 in total deposits and a net worth of $134,686. This foundation allows us to provide competitive loan options, currently totaling 229 loans and leases. While you can visit us at our Oak Park branch for all your banking needs, please note that any official correspondence should be directed to our mailing address at P.O. Box 5275, River Forest, IL 60305-5275. Our leadership team is committed to ensuring that every member feels valued and supported. Under the guidance of CEO Cynthia Walley and Board President Janette Ayala, we continue to strive for excellence in service delivery. Whether you're looking for checking and savings accounts, auto loans, mortgage refinancing, or credit card rewards programs, Ethicon Suture is here for you. We also understand the importance of accessibility; therefore, we encourage you to reach out with any questions or concerns by calling us at (708) 728-0225. Join us today and experience the Ethicon Suture difference where your success is our priority!
Branch History & Mission
At Ethicon Suture, we take pride in our rich legacy of serving the community since our doors first opened in 1952. Located at 549 Madison St, Oak Park, IL 60302, our branch has been a cornerstone for financial services in the area for over seven decades. With a membership that has grown to 500 strong, we have consistently worked to empower individuals and families through tailored financial solutions. Our mission is clear: to provide exceptional banking services that enhance the lives of our members while fostering a sense of community. We believe that everyone deserves access to quality financial resources, whether it's through personal banking, auto loans, or business banking services. Our commitment goes beyond just numbers; it's about building relationships and supporting our members' dreams. As we evolved over the years, we embraced advancements in technology to better serve you. Although we currently do not offer online banking or mobile payment options, we focus on providing personalized service during our lobby hours Monday from 3 PM to 4:30 PM and Tuesday and Thursday from 10:30 AM to 1 PM. Our dedicated team is always ready to assist with your needs and help you navigate your financial journey. Ethicon Suture also emphasizes community outreach and partnerships that make a real difference. We understand that by supporting local initiatives and organizations, we strengthen not only our credit union but also the neighborhoods we serve. Every step we take is aimed at making a positive impact on lives around us. For any official correspondence, please note that while members can visit us at our Oak Park location, mail should be directed to P.O. Box 5275, River Forest, IL 60305-5275. We invite you to become part of the Ethicon Suture family. Join us today and discover how we can help you achieve your financial goals while being an integral part of a caring community! For more information or questions, feel free to reach out at 708-728-0225.
Branch Location & Accessibility
Additional Features
While we currently do not have ATM availability or drive-thru service, our friendly staff is always ready to assist you inside the branch. We're dedicated to providing personalized service that makes banking a breeze. Plus, parking is readily available nearby so you won't have to worry about finding a spot.
Get in Touch!
We invite you to stop by Ethicon Suture Credit Union today! For any questions or assistance before your visit, feel free to call us at 708-728-0225. Our team looks forward to helping you achieve your financial goals!
Operating Hours
We understand that life can get busy! That's why we offer flexible operating hours to fit your schedule. You can visit us on Mondays from 3 PM to 4:30 PM, or on Tuesdays and Thursdays from 10:30 AM to 1 PM. Whether you're stopping by after work or during your lunch break, we're here for you.
Services Offered
At Ethicon Suture Credit Union, we offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, our credit cards come with rewards to make your spending even more rewarding! If you own a business, don't forget about our merchant services and business loans designed specifically for entrepreneurs like you.
Member Eligibility
Joining Ethicon Suture means becoming part of a warm and welcoming community that values your financial well-being. To become a member, you just need to meet a few simple criteria. Generally, eligibility is open to those who work in specific industries or live in certain areas related to our mission. If you're unsure about your qualifications, we encourage you to check out the detailed eligibility information available. The process of opening an account is straightforward and inclusive, ensuring that everyone has a chance to benefit from our range of services designed just for you. At Ethicon Suture, we pride ourselves on offering personalized banking solutions that cater to your needs, whether it's for savings, loans, or other financial services. If you have any questions or want to get started, feel free to reach out at (708) 728-0225. We look forward to welcoming you into our family!
Business Banking & Commercial Services
Business Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services
In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments effortlessly, whether in-store or online. Our solutions ensure you can focus on what matters most growing your business while we handle the details. Visit us at 549 Madison St Oak Park Il 60302 in Oak Park, IL, or call us at (708) 728-0225 to learn more about how our business banking services can help your company thrive!
Comprehensive List Of Services
Business Banking Solutions
If you're a business owner, our business banking services provide essential tools such as merchant services and business loans that can help grow your enterprise. We recognize the unique challenges small businesses face and are committed to supporting their success.
Digital Convenience at Your Fingertips
In today's fast-paced world, convenience is key. That's why Ethicon Suture offers robust online and mobile banking options. Manage your accounts from anywhere pay bills, transfer funds, and check balances with just a few taps on your device. If you have any questions about our services or need assistance getting started, feel free to reach out! You can contact us at (708) 728-0225 during our lobby hours: Monday from 3 PM to 4:30 PM and Tuesday & Thursday from 10:30 AM to 1 PM. At Ethicon Suture, we're here to serve you!
Home Sweet Home: Mortgage Loans
Buying a home is one of life's biggest milestones, and our mortgage loans make it easier than ever. Whether you're purchasing your first home or refinancing an existing mortgage, we offer personalized service to guide you through every step of the process. Let us help you turn the key to your new home without added stress.
Personal Banking Made Easy
Our personal banking services include checking and savings accounts designed to help you manage your finances effortlessly. Imagine having a place where your money grows while remaining accessible for those unexpected expenses. With Ethicon Suture, you can enjoy the benefits of these accounts along with the peace of mind that comes from knowing your funds are secure.
Personal Loans & Debt Consolidation
Sometimes life throws curveballs that require immediate financial support. Our personal loans and debt consolidation options allow you to tackle expenses head-on. Whether it's for medical bills, home repairs, or consolidating multiple debts into one manageable payment, we're here to assist you in regaining control of your finances.
Rewarding Credit Card Options
For those who love rewards, our credit cards come with fantastic benefits that can enhance your spending experience. Enjoy cashback on purchases or earn points towards travel it's like getting paid for being a responsible spender!
Vehicle Financing and Auto Loans
For those looking to purchase a new car or refinance an existing auto loan, our auto loans and vehicle financing options provide competitive rates and flexible terms. Picture yourself driving off in your dream car, all while staying within budget thanks to our affordable financing solutions.
Digital & Online Banking
At Ethicon Suture, we understand that managing your finances should be as convenient and secure as possible. Our digital and online banking services are designed to give you easy access to your accounts anytime, anywhere. Whether you're at home or on the go, you can stay connected with your finances without any hassle. While we currently do not offer online banking features like account access through, we are committed to keeping your financial information safe. Although electronic signature authorization is not available at this time, our focus remains on ensuring that your personal information is protected and secure. You can enjoy the ease of accessing your statements digitally, though No are not currently offered. We know how important it is for you to keep track of your spending and savings, which is why we encourage regular visits to our branch for updates on your account status. For those who want to make payments quickly, we don't yet have mobile payments or a mobile application available, but rest assured, we're working hard to improve our services. Currently, person-to-person transfers aren't offered either, but we believe in creating a user-friendly experience for all members. Our aim is to provide accessible banking options that cater to your needs. While 24/7 online banking services are not available right now, our dedicated team at Ethicon Suture is here during lobby hours to assist you with any inquiries or transactions you may need help with. In conclusion, while there's room for growth in our digital offerings, we're committed to enhancing your banking experience. Stay tuned for future updates as we strive to bring more convenient and secure banking solutions right to your fingertips!
Financial Strength
A Dedicated Team at Your Service
We also take pride in having 0 full-time employees and 0 part-time employees who are always ready to serve you with a knowledgeable and committed team. Together, we ensure that your experience with us is as smooth as possible.
Growing Together
Total Share and Deposit Accounts stand at 524, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ethicon Suture is your trusted partner. Visit us at 549 Madison St Oak Park Il 60302 or call (708) 728-0225 to learn more about how we can help you achieve your financial goals.
Investing Back into Our Community
With $80,321 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment ensures that every dollar you invest with us contributes to building a stronger community.
Our Solid Financial Position
With a net worth of $134,686, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.66% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Secure Savings for Our Members
Members' savings are secured through $170,565 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Supporting Your Financial Goals
Our lending capacity supports members' financial goals across various sectors. We have $41 in used auto loans and $930,982 in total loans and leases available to help you achieve what matters most to you. Our $904 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $392,992 in used vehicle loans and $131,349 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make financing your vehicle straightforward and stress-free.
Credit Lines
For those who prefer flexibility in their borrowing options, our credit lines are an excellent choice. With a total of $90,000 available, you can access funds as needed while only paying interest on what you use. This option allows you to manage unexpected expenses without the burden of high-interest debt.
Mortgage Loans
Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not offer Junior Lien 1-4 Family Residential Properties loans totaling $0 we can guide you through various alternatives tailored for first-time buyers or those looking to refinance existing loans.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $314,230 in loans helping members manage their finances effectively. This product provides an easy way to handle everyday purchases while enjoying rewards and benefits. At Ethicon Suture, we prioritize transparency and support throughout your borrowing journey. If you're interested in refinancing any existing debts or exploring eligibility options for our loan products, feel free to ask our staff during your visit or call us at (708) 728-0225. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you find the right loan solution tailored just for you!
Loan Aggregator
Benefits of Using LendMesh
Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information you see is current and reliable. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you can compare loans without worrying about hidden agendas or marketing tactics skewing your options. Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions are presented side by side, helping users make informed decisions based on their unique financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial illustrates how effective our platform can be in finding the right loan at the best rate. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*
