Credit Union Loan Rates - Trends & Analysis:
Advancial s personal loans like the Signature loan with a 9.9% APR and the Savings–secured loan at 2% APR. Both rates are unchanged from 7 and 30 days ago, but the Signature rate has stayed steady compared to 30 days ago while the Savings–secured rate has also held steady over that time. Other loans, such as Auto and Home equity, have rates of 5.1% and 6.13% APR, respectively, both unchanged from last week but lower than 30 days ago. Affinity has a Certificate secured loan with an APR of 2% , which is unchanged from both 7 and 30 days ago. Their Personal loan has a 12.5% APR that has also stayed steady over the past month. The Privateline overdraft protection rate is 14.25% today, down from 14.75% 30 days ago but the same as 7 days ago.
State Employees' has a Closed–end fixed rate personal loan with an APR of 9.25% , which has stayed the same over the past 7 and 30 days. Their Share–secured loan has a 3.1% APR, also unchanged from a week and a month ago. Connexus has a Personal line of credit (flex) with an APR of 13.24% , which is unchanged from 7 and 30 days ago but lower than 30 days ago. The Personal line of credit (flexplus) has a rate of 11.74% , also steady from 7 days ago and down from 30 days ago.
Corning has a fixed–rate personal loan with an APR of 8.74% , which has stayed the same over the past 7, 30, and 60 days. The share–secured personal loan has a lower APR of 4.49% , also unchanged from 7 and 30 days ago. Allegacy has a Consolidation loan with an APR of 8.99% that has stayed the same over the past 7 and 30 days. The Comaker loan has a fixed APR of 14% , which also hasn’t changed in the last week or month. Both rates have remained steady compared to 60 and 90 days ago.
Self Help has a credit card with an APR of 13.75% , unchanged from 7 and 30 days ago but lower than 30 days ago. Their HELOC has a rate of 8.25% , steady from 7 days ago and down from 30 days ago. Other loans like energy saver and solar loans remain at 5.5% APR with no changes in the past 30 days. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. The Bicycle loan has an APR of 8.49% , also unchanged from a week to three months ago.
Latino Community has a Credit builder loan with an APR of 6% , which has stayed steady over the past 7 and 30 days. Their HELOC shows a rate of 7.25% today, down from 7.5% both 7 and 30 days ago. Langley has a Credit builder loan with an APR of 6.45% , unchanged from 7 and 30 days ago but lower than 30, 60, and 90 days ago. Its Personal line of credit has an APR of 14.99% , steady from a week ago but down from 18% over the past 30, 60, and 90 days. The Personal loan APR remains steady at 14.99% across all time frames.
Baxter has a Personal loan with an APR of 8.39% , which has stayed the same over the past 90 days. The Personal line of credit has an APR of 8.99% , down from 9.24% 30 days ago. Both rates have been steady compared to 7 days ago. Pentagon has a personal loan with an APR of 7.99% today, unchanged from it was 7 days ago. This rate is lower than the 8.99% seen 30, 60, and 90 days ago. Delta Community has a personal loan APR of 8.25% today, which is lower than the 8.75% rate from 7, 30, 60, and 90 days ago. The rate has dropped compared to each of those previous periods.
Navy Federal Credit Union’s debt consolidation loan and home improvement loan both have an APR of 8.74% today. These rates are unchanged from 7 and 30 days ago but lower than the 8.99% rate seen 30, 60, and 90 days ago. The personal expense loan also shares this same APR pattern.