Personal Loans in Sacramento, CA

Looking for the best personal loan lenders in Sacramento, CA? Compare offers from trusted local banks and credit unions to find rates and terms that fit your budget and goals. It’s easy to get started and see your options side by side.

Whether you need funds for a major purchase or to consolidate debt, Sacramento-based lenders provide personalized support and quick approvals. Take control of your finances today with loans designed for your community’s unique needs.

Filters

Lender
APR
Term
Amount
Link
Info
dcu
11.99 %
5 Yrs
coastccu
12 %
5 Yrs
$50,000
lafcu
12 %
4 - 5 Yrs
5,000 - $50,000
americafirst
12.49 - 16.49 %
1 Yrs
orangecountyscu
12.5 - 17.99 %
1 - 5 Yrs
1,000 - $5,000
calcoastcu
12.88 %
1 - 5 Yrs
$30,000
skyone
13.5 - 13.99 %
$50,000
globalcu
13.5 - 14.9 %
0.5 - 5 Yrs
sdccu
15.5 %
0.1 - 5 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate makes it easy to understand the cost over time. Coast Central's an open line of credit with an APR of 12% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Los Angeles's personal unsecured ("signature") loans and debt consolidation loans with an APR of 12% . These rates have stayed the same compared to 7, 30, 60, and 90 days ago. Both loan types maintain a consistent rate of 12% APR.

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods. Orange County'S Personal loan has an APR of 12.5% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. California Coast's Secured signature loan has a 3% APR today, unchanged from 7 and 30 days ago but down from 14.5% sixty days ago. The Signature loan rate is 12.88% APR now, steady over the past 7, 30, and 60 days, though it's higher than 10.88% ninety days ago.

Skyone's Personal line of credit has an APR of 13.5% today, which is up from 13% seven and 30 days ago. The Personal loan rate is 13.99% and has stayed the same over the past 90 days. Global has a Credit line with an APR of 13.5% , which has stayed the same over the past 7 and 30 days. The Signature (unsecured) loan has a fixed APR of 14.9% , also unchanged from one week and one month ago. San Diego County has a Signature personal loan with an APR of 15.5% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate means borrowers can expect stability in their loan costs over time.

🏦 All Local Lenders in Sacramento, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
THE GOLDEN 1 CREDIT UNION
515 LA SIERRA DR SACRAMENTO CA 95864
ATM
P2P
E-Statements
E-Signature
Assets: $19,582,379,014
Deposits: $777,140,260
Net Worth: $2,041,864,607
Employees: 2082
Members: 1,132,440

🏘️ All the Lenders Available in Sacramento County, CA

Compare other loan types in Sacramento, CA

Why compare Personal Loans in Sacramento, CA on LendMesh

If you’re in Sacramento, CA, exploring personal loans, it’s a good idea to keep comparing offers on LendMesh. Different lenders may have varying rates and terms that better fit your financial needs. Taking a little extra time to shop around helps you uncover more affordable and flexible options without any pressure, so you can confidently choose the loan that works best for you.

Consider subscribing to LendMesh for personalized loan alerts tailored to your target rate, whether it’s 4% or 5%. You’ll receive timely notifications when offers fall below your threshold, plus weekly or monthly updates packed with expert insights, rate trends, and curated loan deals. Join thousands of Sacramento borrowers who trust LendMesh to stay informed and seize the best lending opportunities.

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