Personal Loans in Sacramento, CA

Looking for a personal loan in Sacramento but worried about no credit? You’re not alone. Compare loan offers from trusted local lenders who understand your situation and want to help you get the funds you need—fast and with flexible repayment options.

Whether it’s an unexpected bill or a big life event, Sacramento residents can find affordable loans tailored to their needs. Start comparing today to find the best rates and terms that fit your budget, even if you have no credit history.

Filters

Lender
APR
Term
Amount
Link
Info
dcu
11.99 %
5 Yrs
coastccu
12 %
5 Yrs
$50,000
lafcu
12 %
4 - 5 Yrs
5,000 - $50,000
americafirst
12.49 - 16.49 %
1 Yrs
orangecountyscu
12.5 - 17.99 %
1 - 5 Yrs
1,000 - $5,000
calcoastcu
12.88 %
1 - 5 Yrs
$30,000
skyone
13.5 - 13.99 %
$50,000
globalcu
13.5 - 14.9 %
0.5 - 5 Yrs
sdccu
15.5 %
0.1 - 5 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days. Coast Central's an open line of credit with an APR of 12% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Los Angeles's personal unsecured ("signature") loans and debt consolidation loans with an APR of 12% . These rates have stayed the same compared to 7, 30, 60, and 90 days ago. Both loan types maintain a consistent rate of 12% APR.

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods. Orange County'S Personal loan has an APR of 12.5% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. California Coast has a Secured signature loan with a 3% APR today, unchanged from 7 and 90 days ago but lower than 60 days ago when it was 14.5% . Their Signature loan has a 12.88% APR now, steady compared to 7 and 60 days ago but higher than 90 days ago at 10.88% .

Skyone's Personal line of credit has an APR of 13.5% today, which is up from 13% seven and 30 days ago. The Personal loan rate is 13.99% and has stayed the same over the past 90 days. Global has a Credit line with an APR of 13.5% , which has stayed the same over the past 7 and 30 days. The Signature (unsecured) loan has a fixed APR of 14.9% , also unchanged from one week and one month ago. San Diego County has a Signature personal loan with an APR of 15.5% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate means borrowers can expect stability in their loan costs over time.

🏦 All Local Lenders in Sacramento, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
SCHOOLSFIRST FEDERAL CREDIT UNION
1485 RESPONSE RD STE 126 SACRAMENTO CA 95815
P2P
E-Statements
E-Signature
Assets: $31,084,507,740
Deposits: $3,063,823,932
Net Worth: $3,111,512,312
Employees: 2880
Members: 1,435,595
THE GOLDEN 1 CREDIT UNION
1301 EXPOSITION BLVD SACRAMENTO CA 95815
ATM
P2P
E-Statements
E-Signature
Assets: $19,582,379,014
Deposits: $777,140,260
Net Worth: $2,041,864,607
Employees: 2082
Members: 1,132,440

🏘️ All the Lenders Available in Sacramento County, CA

Compare other loan types in Sacramento, CA

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