Five branches operate in the 79720 ZIP code, including Alliance Credit Union, Big Spring Education Employees Credit Union, Citizens Credit Union, Complex Community Credit Union, and one other. These lenders are listed in the table below, showing personal loans in Big Spring, TX 79720 and Howard County.
Published rates serve as starting points and are not final offers. The actual personal loan rate you receive depends on your credit profile, which lenders evaluate before confirming terms. This means the best low rate personal loans in Big Spring TX require individual assessment beyond the advertised numbers.
Baxter has a personal loan with an APR of 7.49% , which is unchanged from 7 and 30 days ago but higher than 60 and 90 days ago. The credit builder loan has a steady APR of 4.5% , remaining the same over the past 90 days. Pentagon's personal loans have an APR of 6.09% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7 and 30 days. Their Homeowner debt consolidation loan has an APR of 7.49% , unchanged from 7 and 30 days ago but lower than 30 days ago. The Personal line of credit rate is 15.24% , steady across the last 7 and 30 days.
East Texas Professional's personal loans with an APR of 8.95% , which has stayed the same over the past 7 and 30 days. Their credit builder loans have a 6% APR, also unchanged from one week and one month ago. Brazos Valley Schools has a Summer/holiday loan with an APR of 7% , which has stayed the same over the past 7 and 30 days. Their Signature loan and Line of credit both have an APR of 9% , also unchanged from one week and one month ago. Texas Dow Employees has a Personal loan with an APR of 7.14% , which has stayed the same over the past 7, 30, 60, and 90 days. The Cash $tash line of credit has a fixed APR of 9.74% , also unchanged during these periods.
Neighborhood's unsecured personal loans with an APR of 7.14% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal loans plus have a fixed APR of 9.49% , also unchanged during these periods. Soarion's Signature loan has an APR of 7.69% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Abilene Teachers has a personal secured loan with an APR of 2% , which has stayed the same over the past 7, 30, 60, and 90 days. Their credit builder loan has a fixed APR of 4.25% , also unchanged during these periods.
Nasa's Cashline line of credit has an APR of 11.74% today, which is up from 11.49% seven and 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR now, unchanged from seven and 30 days ago but higher than 7.69% sixty days ago and 7.44% ninety days ago.
| Lender Name | Branch Address | Office Services | Lender Snapshot |
|---|---|---|---|
| CITIZENS FEDERAL CREDIT UNION | 701 E FM 700 BIG SPRING TX 79720 | ATM Drive-Thru P2P E-Statements E-Signature | Assets: $219,209,321 Deposits: $47,842,824 Net Worth: $23,693,276 Employees: 34 Members: 10,452 |
| BIG SPRING EDUCATION EMPLOYEES FEDERAL CREDIT UNION | 1110 S BENTON ST BIG SPRING TX 79720 | ATM Drive-Thru E-Statements | Assets: $57,776,353 Deposits: $3,682,230 Net Worth: $9,438,935 Employees: 13 Members: 4,191 |
| COMPLEX COMMUNITY FEDERAL CREDIT UNION | 503 E FM 700 BIG SPRING TX 79720 | ATM Drive-Thru P2P E-Statements E-Signature | Assets: $794,548,788 Deposits: $120,735,303 Net Worth: $97,274,186 Employees: 152 Members: 42,979 |
| COSDEN FEDERAL CREDIT UNION | 400 E MARCY DR BIG SPRING TX 79720 | ATM Drive-Thru P2P E-Statements | Assets: $60,909,795 Deposits: $2,075,053 Net Worth: $6,670,830 Employees: 16 Members: 4,483 |
| ALLIANCE CREDIT UNION | 2002 BIRDWELL LN BIG SPRING TX 79720 | ATM Drive-Thru P2P E-Statements E-Signature | Assets: $613,368,790 Deposits: $24,705,372 Net Worth: $71,252,180 Employees: 190 Members: 51,436 |
When reviewing the table above, focus on comparing the APR rather than the headline rate to understand the true cost of each loan offer. The APR includes fees that the headline rate does not show, making it the figure that allows you to fairly compare different offers side by side within Howard County.
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