Personal Loans in Lubbock, TX 79413

Looking for quick cash loans in Lubbock, TX? Compare personal loan offers from trusted local lenders to find fast approvals and flexible terms that fit your needs. Whether it’s an unexpected bill or a special project, you can get the funds you need without the hassle.

Our Lubbock community values neighbors helping neighbors, so you’ll get personalized support every step of the way. Start comparing today and discover loan options designed to keep your financial goals within reach, with friendly service right here in West Texas.

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APR

Term

Amount

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10.74 - 11.49 %

5 Yrs

20,000 - $40,000

∞

10.9 - 19.9 %

5 Yrs

∞

11.3 - 13.3 %

∞

11.49 - 27.49 %

2 - 6 Yrs

$50,000

∞

11.5 - 16.84 %

1 - 5 Yrs

2,500 - $40,000

∞

11.75 - 13.25 %

1 - 8 Yrs

∞

11.99 %

5 Yrs

∞

12.49 - 16.49 %

1 Yrs

∞

12.99 %

0.1 - 5 Yrs

2,500 - $10,000

∞

12.99 %

5 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Velocity has a personal loan with an APR of 10.74% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 11.49% , also unchanged during these periods. Educators's an unsecured personal loan with an APR of 10.9% , which has stayed the same over the past 7 and 30 days. Their credit rebuilder loan and rapid relief loan both have an APR of 19.9% , also unchanged from a week and a month ago. Red River Employees has a Money line / line of credit with an APR of 11.3% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Unsecured personal loans have an APR of 13.3% , also unchanged during those periods.

Technology has a personal loan with an APR of 11.49% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate applies regardless of the loan term. Meriwest has a Personal loan with an APR of 11.55% , which has stayed the same over the past 7 and 30 days. The Go solar loan has a rate of 8.6% , also unchanged from a week and a month ago. Both rates have remained steady compared to 60 and 90 days ago. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods. Greater Texas's both the Helping hand loan and Personal loan with an APR of 12.99% . These rates have stayed the same compared to 7, 30, 60, and 90 days ago. Both loans maintain a consistent rate of 12.99% over this period.

United has a fixed rate signature personal loan with an APR of 12.99% . This rate has stayed the same over the past 7, 30, 60, and 90 days.

🏦 All Local Lenders in Lubbock, TX

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
CITIZENS FEDERAL CREDIT UNION	3007 50TH ST LUBBOCK TX 79413	⏰ 9:00AM - 5:00PM Monday - Friday 📞 4326861200 📠 4322686120	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)	Drive-Thru P2P E-Statements E-Signature	Assets: $219,209,321 Deposits: $47,842,824 Net Worth: $23,693,276 Employees: 34 Members: 10,452
CAPITAL FEDERAL CREDIT UNION	4210 50TH ST STE E LUBBOCK TX 79413	⏰ 8:30 to 5:00 M-F 📞 8067967231	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)	P2P	Assets: $6,824,334 Deposits: $2,834,205 Net Worth: $1,763,130 Employees: 469 Members: 560

🏘️ All the Lenders Available in Lubbock County, TX

✅WESTEX FEDERAL CREDIT UNION

✅CAPROCK SANTA FE CREDIT UNION

✅TEXAS TECH FEDERAL CREDIT UNION

✅FIRST BASIN CREDIT UNION

✅ALLIANCE 97103 CREDIT UNION

✅CITIZENS FEDERAL CREDIT UNION

✅CAPITAL 24930 CREDIT UNION

✅COMPLEX COMMUNITY FEDERAL CREDIT UNION

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