Personal Loans in Chelsea, MI 48118

Looking for easy cash loans in Chelsea, MI? Compare personal loan offers from trusted local lenders to find fast approval and flexible repayment options that fit your budget. It’s a simple way to get the funds you need without the hassle.

Whether it’s unexpected bills or a special purchase, Chelsea residents can access affordable loans with friendly service. Start comparing today and take control of your finances with confidence—right here in your community.

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11.1 - 12.46 %

0.5 - 5 Yrs

∞

11.24 - 14.4 %

∞

11.24 - 19.99 %

0.1 - 10 Yrs

∞

11.55 %

∞

11.74 %

$25,000

∞

11.75 - 13.25 %

1 - 8 Yrs

∞

11.8 %

4 Yrs

∞

11.99 %

5 Yrs

∞

11.99 %

3 Yrs

$100,000

∞

11.99 - 14.99 %

2 - 5 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

4Front's Signature loan has an APR of 11.1% , which has stayed the same over the past 7, 30, 60, and 90 days. The Cash reserve line of credit has a fixed APR of 12.46% , also unchanged during those time periods. Community Choice has a Signature loan with an APR of 11.24% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit has a fixed APR of 14.4% , also unchanged during these periods. Vibe has a Credit builder loan with an APR of 5.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit has a fixed APR of 13.99% , also unchanged during these periods.

Pfcu's unsecured loans with an APR of 11.55% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate makes it easy to understand the cost over time. Financial Plus has a personal loan with an APR of 11.74% today, which is unchanged from 7 and 30 days ago. This rate is lower than it was 60 and 90 days ago when it was 11.99% . Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

Directions has a Signature personal loan with an APR of 11.8% . This rate has stayed the same over the past 7, 30, 60, and 90 days. The consistent rate makes it easy to know what to expect. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate makes it easy to understand the cost over time. Dort Financial's Signature loans have a fixed APR of 11.99% , which has stayed the same over the past 7, 30, and 60 days. Their Unsecured loans also carry an APR of 11.99% , with no change in the last 7, 30, 60, or 90 days.

Honor's Personal loan has an APR of 11.99% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has stayed steady over the past three months.

🏦 All Local Lenders in Chelsea, MI

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
LAKE TRUST CREDIT UNION	1170 S MAIN ST STE 100 CHELSEA MI 48118	⏰ Mon-Thu 9am-5:30pm; Fri 9am-6pm; Sat 9am-1pm; ATM with Deposit (24/7) 📞 7344335456	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements	Assets: $2,639,209,943 Deposits: $165,763,797 Net Worth: $285,804,845 Employees: 477 Members: 178,606
AMERICAN 1 CREDIT UNION	12855 E OLD US HIGHWAY 12 CHELSEA MI 48118	⏰ M-TH 9am-5:30 pm Fri 8am-6:00 pm Sat 9am-2pm 📞 5177876510	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $670,242,910 Deposits: $151,737,150 Net Worth: $101,561,233 Employees: 280 Members: 66,032

🏘️ All the Lenders Available in Washtenaw County, MI

✅UNIFY FINANCIAL FEDERAL CREDIT UNION

✅UNIVERSITY OF MICHIGAN CREDIT UNION

✅DFCU FINANCIAL CREDIT UNION

✅CREDIT UNION ONE CREDIT UNION

✅LAKE MICHIGAN CREDIT UNION

✅MICHIGAN EDUCATIONAL CREDIT UNION

✅LAKE TRUST CREDIT UNION

✅MICHIGAN SCHOOLS AND GOVERNMENT CREDIT UNION

✅AMERICAN 1 CREDIT UNION

✅ANN ARBOR POSTAL FEDERAL CREDIT UNION

✅TRUE COMMUNITY CREDIT UNION

✅PARDA FEDERAL CREDIT UNION

✅MICHIGAN FIRST CREDIT UNION

✅PEOPLE DRIVEN CREDIT UNION

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