Personal Loans in Spencer, IN 47460

Looking for easy loans in Spencer, IN? Compare personal loan offers from trusted local lenders who understand your needs and provide quick, straightforward approvals. Whether it’s for home improvements, emergencies, or debt consolidation, finding the right loan is simple and stress-free here.

Our friendly lenders offer flexible repayment plans designed to fit your budget and lifestyle. By comparing options, you can secure affordable rates and personalized service tailored to Spencer’s close-knit community. Start exploring your loan choices today and take control of your financial future with confidence.

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APR

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4.64 - 8.49 %

∞

6.09 - 17.99 %

5 Yrs

$50,000

∞

6.24 - 15.24 %

0.8 - 10 Yrs

2,500 - $20,000

∞

7.79 - 18 %

1 - 7 Yrs

$30,000

∞

8.49 - 11.75 %

2.1 - 5 Yrs

∞

8.49 - 18 %

1 - 5 Yrs

∞

8.74 - 18 %

3.1 - 5 Yrs

∞

8.75 - 17.75 %

0.1 - 5 Yrs

∞

8.75 - 18 %

1 - 4 Yrs

∞

8.99 %

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-06

Credit Union Loan Rates - Trends & Analysis:

Baxter has a personal loan with an APR of 7.49% today, which is unchanged from 7 and 30 days ago but higher than 60 and 90 days ago. The credit builder loan has a steady APR of 4.5% , the same as it was 7 and 30 days ago. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , unchanged from 7 and 30 days ago. Its Homeowner debt consolidation loan has a 7.49% APR today, up from 6.99% seven days ago but lower than 30 days ago. The Personal line of credit remains steady at 15.24% APR over the past 90 days.

Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% . State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago.

L & N has a Signature loan with an APR of 8.49% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate provides a clear picture of borrowing costs over the past three months. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Profed has a Variable rate personal unsecured loan with an APR of 8.75% , which has stayed the same over the past 7 and 30 days. Their Personal unsecured loan has a fixed APR of 10.99% , also unchanged from one week and one month ago. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

🏦 All Local Lenders in Spencer, IN

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
BAXTER CREDIT UNION	780 BROOKSIDE DR SPENCER IN 47460	⏰ 8am-1pm Monday 12pm-5pm Wednesday 7am-2pm Friday 📞 8003887000	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $5,907,858,695 Deposits: $375,038,208 Net Worth: $593,054,340 Employees: 752 Members: 356,643
CRANE CREDIT UNION	279 E MORGAN ST SPENCER IN 47460	⏰ Mon-Thur 9:00am ? 4:00pm Fri 9:00am ? 6:00pm Sat 9:00am ? Noon 📞 8128637000 📠 8128637010	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,059,356,390 Deposits: $79,365,773 Net Worth: $133,793,233 Employees: 205 Members: 68,143

🏘️ All the Lenders Available in Owen County, IN

✅BAXTER CREDIT UNION

✅CRANE CREDIT UNION

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