Personal Loans in Rochester, IN 46975

Looking for the best personal loan with a low interest rate in Rochester, IN? Compare offers from trusted local lenders to find flexible terms and quick approval that fit your budget and goals.

Whether it’s for unexpected bills or a special project, Rochester residents can secure affordable financing with friendly support from credit unions and banks that care about our community.

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APR

Term

Amount

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10.25 - 11.25 %

3 - 5 Yrs

$30,000

∞

10.25 - 12 %

2 - 5 Yrs

∞

10.99 - 16.24 %

3.4 - 7 Yrs

15,000 - $50,000

∞

11.24 - 17.99 %

5.1 - 6 Yrs

∞

11.6 - 19.1 %

3.6 - 5.5 Yrs

∞

11.75 - 13.25 %

1 - 8 Yrs

∞

11.84 %

4 Yrs

$25,000

∞

11.99 %

5 Yrs

∞

12.49 - 16.49 %

1 Yrs

∞

12.6 - 15 %

4 Yrs

10,000 - $15,000

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Indiana University has a 90–day one–pay loan rate and a line of credit with APRs of 10.25% and 10.75% , respectively. Both rates have stayed the same compared to 7, 30, and 60 days ago. The line of credit rate also shows no change from 90 days ago. Crane has a Custom fit loan with an APR of 10.25% , which has stayed the same over the past 7, 30, and 60 days. Their Line of credit has a 12% APR, also unchanged from 7, 30, 60, and 90 days ago. Forum's Personal installment loan has an APR of 10.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

Park's personal loans have an APR of 11.24% , which is unchanged from both 7 and 30 days ago. Their credit builder loans carry a 12.24% APR, also steady over the same time periods. Centra's Fixed rate personal loan has an APR of 11.6% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

Elements Financial's Credit builder loan has a fixed APR of 5% , which has stayed the same over the past 7, 30, 60, and 90 days. The Unsecured signature loan's APR is 11.84% today, up from 9.59% at 7 and 30 days ago and also higher than rates from 60 and 90 days ago. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods.

Heritage's Line of credit has an APR of 15% today, unchanged from 7 and 30 days ago but higher than 60 days ago. The Signature loan rate is 12.6% and has stayed steady over the past 90 days.

🏦 All Local Lenders in Rochester, IN

🏘️ All the Lenders Available in Fulton County, IN

✅EVERWISE CREDIT UNION

✅BEACON 82791 CREDIT UNION

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