Personal Loans in Lexington, KY

Looking to simplify your finances in Lexington, KY? Comparing personal loan offers can help you find the best rates and terms to tackle your debt with ease.

Start your debt consolidation journey today with local lenders who understand your needs and offer quick, friendly service tailored for Lexington residents.

Filters

Lender
APR
Term
Amount
Link
Info
parkcommunity
11.24 - 17.99 %
5.1 - 6 Yrs
∞
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
∞
dcu
11.99 %
5 Yrs
∞
americafirst
12.49 - 16.49 %
1 Yrs
∞
heritagefederal
12.6 - 15 %
4 Yrs
10,000 - $15,000
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

Park's personal loans have an APR of 11.24% , which is unchanged from both 7 and 30 days ago. Their credit builder loans carry a 12.24% APR, also steady over the same time periods. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate makes it easy to understand the cost over time.

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods. Heritage's Line of credit has an APR of 15% today, unchanged from 7 and 30 days ago but higher than 60 days ago. The Signature loan rate is 12.6% and has stayed steady over the past 90 days.

🏦 All Local Lenders in Lexington, KY

Lender NameBranch AddressOffice ServicesLender Snapshot
UNIVERSITY OF KENTUCKY FEDERAL CREDIT UNION
2000 WINCHESTER RD LEXINGTON KY 40505
P2P
E-Statements
E-Signature
Assets: $1,556,750,860
Deposits: $142,378,657
Net Worth: $170,139,517
Employees: 268
Members: 108,428

🏘️ All the Lenders Available in Fayette County, KY

✅GREATER KENTUCKY CU INC CREDIT UNION
✅METRO EMPLOYEES CREDIT UNION
✅MEMBERS HERITAGE CREDIT UNION
✅KUE FEDERAL CREDIT UNION
✅UNIVERSITY OF KENTUCKY FEDERAL CREDIT UNION
✅THE HEALTH EDUCATION CREDIT UNION
✅COMMONWEALTH 24970 CREDIT UNION
✅TRANSCEND CREDIT UNION
✅LEXINGTON POSTAL COMMUNITY CREDIT UNION
✅PARK FEDERAL CREDIT UNION
✅ASHLAND CREDIT UNION

Compare other loan types in Lexington, KY

Why compare Personal Loans in Lexington, KY on LendMesh

If you’re searching for the best personal loans for debt consolidation in Lexington, KY, take your time exploring multiple lenders on LendMesh. Comparing options helps you uncover better deals and more affordable rates tailored to your needs. With a variety of offers from trusted banks and credit unions, you can find flexible financing that fits your budget without feeling rushed.

Stay informed effortlessly by subscribing to LendMesh’s personalized alerts. Just set your ideal interest rate—say 4% or 5%—and get notified the moment offers meet your target. You’ll also receive expert insights, rate trends, and hand-picked loan deals weekly or monthly, all delivered right to your inbox. Join thousands of Lexington borrowers who count on LendMesh to catch the best opportunities first.

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