Personal Loans in Charleston, SC

Looking for the best personal loan offers in Charleston, SC? Compare local banks and credit unions to find flexible rates and repayment plans tailored to your needs. Our quick, easy process helps you get the funds you need without the hassle.

Whether you’re consolidating debt or covering unexpected expenses, Charleston lenders provide fast approvals and friendly service. Explore your options today and take control of your financial future with confidence right here in South Carolina.

Filters

Lender
APR
Term
Amount
Link
Info
cafcu
9.99 - 13.99 %
allsouth
10.9 - 17.9 %
0.5 - 5 Yrs
$15,000
cpmfed
10.99 - 12.79 %
5.1 - 7 Yrs
sharonview
10.99 - 13 %
familytrust
11.24 - 18 %
5 Yrs
foundersfcu
11.5 - 18 %
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
dcu
11.99 %
5 Yrs
scscu
11.99 - 17.99 %
americafirst
12.49 - 16.49 %
1 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs. Allsouth Personal loans have a fixed APR of 10.9% today, unchanged from it was 7 days ago. There is no change in the rate compared to the past week. Cpm's Personal loan has an APR of 10.99% today, unchanged from it was 7, 30, 60, and 90 days ago. The rate has remained steady over the past three months.

Sharonview's All–purpose loan has an APR of 10.99% today, which is up from 10.74% seven and thirty days ago. The Personal access line of credit (PAL) stays steady at 13% APR with no change over the past 90 days. Family Trust's Personal loan has an APR of 11.24% today, which is unchanged from 7 and 30 days ago but higher than the rate of 10.24% seen 60 and 90 days ago. This rate the current cost for borrowing through this loan program. Founders has a Personal loan and a Personal line of credit, both with an APR of 11.5% today. These rates are slightly higher than 7, 30, 60, and 90 days ago, when they were 11.4% . The rates for both products have moved up by the same amount over the past few weeks.

Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days. S. C. State's closed–end personal loans and lines of credit with an APR of 11.99% . These rates have stayed the same over the past 7, 30, 60, and 90 days. Both loan types maintain consistent pricing without any recent changes.

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods.

🏦 All Local Lenders in Charleston, SC

Lender NameBranch AddressOffice ServicesLender Snapshot
SOUTH CAROLINA FEDERAL CREDIT UNION
1317 FOLLY RD CHARLESTON SC 29412
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $2,519,426,018
Deposits: $161,963,638
Net Worth: $312,628,701
Employees: 590
Members: 173,960
REV FEDERAL CREDIT UNION
766 DANIEL ELLIS DR CHARLESTON SC 29412
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,095,940,586
Deposits: $132,400,935
Net Worth: $166,872,466
Employees: 282
Members: 67,126

🏘️ All the Lenders Available in Charleston County, SC

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