Personal Loans in Philadelphia, PA

If you’re in Philadelphia, PA, and need a personal loan, you’re in the right place. Compare offers from local lenders who understand your community and can provide quick approvals without the hassle.

Explore competitive rates and flexible terms tailored for Philadelphia residents. Whether it’s for debt relief or unexpected expenses, finding the right personal loan here is easy and stress-free.

Filters

Lender
APR
Term
Amount
Link
Info
visionsfcu
11.5 - 12 %
5 - 10 Yrs
∞
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
∞
dcu
11.99 %
5 Yrs
∞
patriotfcu
11.99 - 18 %
1 Yrs
$1,000
∞
americafirst
12.49 - 16.49 %
1 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Visions's an Any purpose signature loan with an APR of 11.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Readi–reserve loan has a current APR of 11.5% , up from 11.25% seven and 30 days ago, and higher than 11% ninety days ago. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days. Patriot's Personal/signature loans have an APR of 11.99% , which is unchanged from 7, 30, 60, and 90 days ago. The Express signature loans carry a 17.37% APR, steady over the past 7, 30, and 90 days. The Personal line of credit has a 18% APR, also unchanged from 7 and 30 days ago as well as 60 days ago. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods.

🏦 All Local Lenders in Philadelphia, PA

Lender NameBranch AddressOffice ServicesLender Snapshot
PHILADELPHIA FEDERAL CREDIT UNION
6707 GERMANTOWN AVE PHILADELPHIA PA 19119
ATM
P2P
E-Statements
E-Signature
Assets: $1,706,878,783
Deposits: $140,278,519
Net Worth: $235,940,838
Employees: 278
Members: 120,196

🏘️ All the Lenders Available in Philadelphia County, PA

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✅RELIANCE 4120 CREDIT UNION
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