Personal Loans in Spencer, NY 14883

Looking for small loans in Spencer, NY? Compare personal loan offers quickly and easily to find the best rates and terms that fit your needs. Whether it’s for unexpected expenses or everyday costs, we make it simple to explore your options.

Get the support you deserve from local lenders who understand Spencer’s community. With flexible repayment plans and friendly service, you can borrow with confidence and peace of mind right here at home.

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7.95 %

15 Yrs

$150,000

∞

7.99 - 9.99 %

1 - 5 Yrs

∞

7.99 - 11.99 %

1 - 7 Yrs

∞

7.99 - 17.25 %

3 - 6 Yrs

25,000 - $50,000

∞

8.35 - 9.35 %

2 - 5 Yrs

∞

8.49 - 9.49 %

1 - 5 Yrs

∞

8.49 - 11.24 %

3 - 6 Yrs

$35,000

∞

8.49 - 11.75 %

2.1 - 5 Yrs

∞

8.64 - 11.99 %

6 Yrs

∞

8.74 - 12.24 %

1 - 5 Yrs

$10,000

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

United Nations's an unsecured personal loan with an APR of 7.95% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate makes it easy to understand the cost of borrowing over time. Jovia Financial's personal loan has an APR of 7.99% , which is unchanged from 30 and 90 days ago. The home improvement loan carries an APR of 8.99% , also steady compared to 30 days ago. Both rates have remained stable over the past month. Justice has a Personal loan with an APR of 7.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

Municipal has a Personal loan with an APR of 7.99% , which has stayed the same over the past 7, 30, and 60 days. The Personal line of credit has a fixed APR of 11.75% , also unchanged from 7 and 30 days ago. The Summit's Personal loan has an APR of 8.75% today, which is unchanged from 7 and 30 days ago but higher than 30 and 60 days ago. The Consolidation loan rate is 9.35% , steady over the past 7, 30, and 60 days, though slightly up from 90 days ago. Broadview's Personal loan has an APR of 8.49% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months.

Teachers has a personal loan with an APR of 8.49% . This rate has stayed the same compared to 7 and 30 days ago. No changes have been reported for this loan in the recent period. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Together has a Personal loan with an APR of 8.64% today, unchanged from it was 7 days ago. There's no change in the rate compared to the past week.

Corning has a fixed–rate personal loan with an APR of 8.74% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has an APR of 12.24% , also unchanged during these time frames.

🏦 All Local Lenders in Spencer, NY

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
VISIONS FEDERAL CREDIT UNION	95 ORCHARD ST SPENCER NY 14883	⏰ Mon - Fri 9am - 5pm 📞 6075877602 📠 6077865718	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $5,261,855,076 Deposits: $368,430,335 Net Worth: $518,055,418 Employees: 885 Members: 258,519

🏘️ All the Lenders Available in Tioga County, NY

✅VISIONS FEDERAL CREDIT UNION

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