Personal Loans in Springfield, MA

Looking for a personal loan in Springfield, MA? Comparing credit union rates can help you find affordable options tailored to your needs, whether it’s for debt consolidation, home improvements, or unexpected expenses.

Local credit unions understand Springfield’s community and offer friendly service with flexible terms and fast approvals. Take a moment to compare offers and find the best personal loan rate for you.

Filters

Lender
APR
Term
Amount
Link
Info
rfcu
10 - 12 %
4.1 - 7 Yrs
$10,000
∞
coastal1
10.49 - 10.99 %
4 - 5 Yrs
10,000 - $25,000
∞
stmaryscu
10.5 %
5 Yrs
$15,000
∞
websterfirst
11.74 - 14.9 %
2 - 5 Yrs
∞
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
∞
dcu
11.99 %
5 Yrs
∞
usalliance
12.24 - 27.5 %
2.1 - 7 Yrs
∞
americafirst
12.49 - 16.49 %
1 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

Rockland's personal loans with an APR of 10% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate means borrowers can expect stability over the past few months. Coastal1 has a Personal line of credit with an APR of 10.75% , which is unchanged from 7 and 30 days ago. Their Personal/consolidation loans have a rate of 10.49% , steady over the past 7, 30, 60, and 90 days. St. Mary'S Personal loans have a 10.5% APR today, unchanged from it was 7 days ago. There's no change in the rate over the past week.

Webster First has a Credit builder loan with an APR of 7% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Personal loans have a fixed APR of 11.74% , also unchanged during those time frames. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate makes it easy to understand the cost over time. Usalliance's personal loans with terms ranging from 0 to 24 months at an APR of 12.24% and from 73 to 84 months at 14.99% . Unchanged compared to 7 or 30 days ago. The Mylife ready cash loan has a fixed APR of 27.5% , which is also steady over the past month. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods.

🏦 All Local Lenders in Springfield, MA

Lender NameBranch AddressOffice ServicesLender Snapshot
UMASSFIVE COLLEGE FEDERAL CREDIT UNION
233 CAREW ST RM 110 SPRINGFIELD MA 01104
P2P
E-Statements
E-Signature
Assets: $707,070,417
Deposits: $29,802,135
Net Worth: $62,693,860
Employees: 132
Members: 50,876
PIONEER VALLEY FEDERAL CREDIT UNION
246 BROOKDALE DR SPRINGFIELD MA 01104
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $151,921,497
Deposits: $4,730,850
Net Worth: $17,738,528
Employees: 37
Members: 11,528
PIONEER VALLEY FEDERAL CREDIT UNION
189 BROOKDALE DR SPRINGFIELD MA 01104
P2P
E-Statements
E-Signature
Assets: $151,921,497
Deposits: $4,730,850
Net Worth: $17,738,528
Employees: 37
Members: 11,528
ARRHA CREDIT UNION
145 INDUSTRY AVE SPRINGFIELD MA 01104
ATM
Drive-Thru
P2P
E-Statements
Assets: $150,459,324
Deposits: $7,405,960
Net Worth: $13,184,679
Employees: 27
Members: 9,643
SPRINGFIELD STREET RAILWAY EMP. CREDIT UNION
640 PAGE BLVD STE 102 SPRINGFIELD MA 01104
Assets: $1,228,953
Deposits: $461,206
Net Worth: $342,706
Employees: 1
Members: 182
SPRINGFIELD STREET RAILWAY EMP. CREDIT UNION
640 PAGE BLVD STE 102 SPRINGFIELD MA 01104
Assets: $1,228,953
Deposits: $461,206
Net Worth: $342,706
Employees: 1
Members: 182

🏘️ All the Lenders Available in Hampden County, MA

✅POLISH NATIONAL CREDIT UNION
✅FREEDOM 66824 CREDIT UNION
✅ALDEN CREDIT UNION
✅HOLYOKE CREDIT UNION
✅GREATER SPRINGFIELD CREDIT UNION
✅ARRHA CREDIT UNION
✅LUSO FEDERAL CREDIT UNION
✅PIONEER VALLEY FEDERAL CREDIT UNION
✅SELFRELIANCE FEDERAL CREDIT UNION
✅MASSMUTUAL FEDERAL CREDIT UNION
✅UMASSFIVE COLLEGE FEDERAL CREDIT UNION
✅SPRINGFIELD STREET RAILWAY EMP CREDIT UNION

Compare other loan types in Springfield, MA

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