Mortgage Loans in Roseburg, OR 97470

Looking for trusted lenders in Roseburg, OR? Compare mortgage offers from local banks and credit unions who understand the community and your needs. Find competitive rates and personalized service to make your homebuying journey smooth and simple.

Whether you’re buying your first home or refinancing, Roseburg lenders offer fast approvals and flexible options. Explore your choices today and get expert guidance tailored to Douglas County—helping you feel confident every step of the way.

Purchase Refinance Data Analysis

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CONVENTIONAL

JUMBO

FHA

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APR

Term

Link

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Conv

6.25 %

6.446 %

30 Yrs

∞

Conv

7.561 - 8.454 %

15 - 30 Yrs

∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%, unchanged from 7, 30, 60, and 90 days ago. When the Fed Funds rate is higher, it can put upward pressure on mortgage rates because lenders’ borrowing costs increase.

Credit Union Loan Rates - Trends & Analysis:

Pentagon offers a 30-year Conventional Fixed at 6.25% and a 30-year Conventional Refi at 6.125%, down 13 bp from a week ago but up 13 bp from 30 days ago. Their 30-year FHA and VA Fixed rates are both 5.75%, with FHA up 13 bp from a week ago. The Jumbo 30-year Fixed rate is steady at 6.25%. Oregon Community offers a 15-year fixed rate at 7.561% and a 30-year fixed rate at 8.013%, both unchanged from last week and last month.

Market Indicators - Data & Insights:

Today, Zillow's 30-year mortgage rate is 6.465%, slightly higher than Freddie Mac's 30-year rate at 6.650%. Zillow's 30-year rate is also higher than it was 7 days ago. These rates reflect current borrowing costs, which influence how many people can afford to buy homes and affect overall housing demand.

🏦 Local Lenders in Roseburg, OR

FIRST COMMUNITY CREDIT UNION — 1771 NE STEPHENS ST ROSEBURG OR 97470
ROGUE CREDIT UNION — 1337 NE STEPHENS ST ROSEBURG OR 97470
ROGUE CREDIT UNION — 1140 UMPQUA COLLEGE RD ROSEBURG OR 97470

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Douglas County, OR

✅FIRST COMMUNITY 68530 CREDIT UNION

✅CASCADE COMMUNITY FEDERAL CREDIT UNION

✅ROGUE CREDIT UNION

✅PACIFIC CASCADE FEDERAL CREDIT UNION

✅OREGON COMMUNITY CREDIT UNION

✅TWINSTAR CREDIT UNION

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