Mortgage Loans in Portland, OR

Looking to buy a home in Portland, OR? Comparing mortgage offers can help you find the best rates and terms suited to your budget. Take control of your home loan financing with options that fit your unique needs right here in your community.

Portland’s local lenders understand the market and can offer quick approvals and low closing costs. Explore a variety of loan offers to see which one matches your goals and makes your dream home more affordable and within reach.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
penfed
Conv
6.25 %
6.446 %
30 Yrs
∞
myoccu
Conv
7.561 - 8.454 %
7.561 - 8.454 %
15 - 30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%, unchanged from 7, 30, 60, and 90 days ago. When the Fed Funds rate is higher, it can put upward pressure on mortgage rates because lenders’ borrowing costs increase.

Credit Union Loan Rates - Trends & Analysis:

Pentagon offers a 30-year Conventional Fixed at 6.25% and a 30-year Conventional Refi at 6.125%, down 13 bp from a week ago but up 13 bp from 30 days ago. Their 30-year FHA and VA Fixed rates are both 5.75%, with FHA up 13 bp from a week ago. The Jumbo 30-year Fixed rate is steady at 6.25%. Oregon Community offers a 15-year fixed rate at 7.561% and a 30-year fixed rate at 8.013%, both unchanged from last week and last month.

Market Indicators - Data & Insights:

Today, Zillow's 30-year mortgage rate is 6.465%, slightly higher than Freddie Mac's 30-year rate at 6.650%. Zillow's 30-year rate is also higher than it was 7 days ago. These rates reflect current borrowing costs, which influence how many people can afford to buy homes and affect overall housing demand.

🏦 Local Lenders in Portland, OR

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Multnomah County, OR

✅FIRST COMMUNITY 68530 CREDIT UNION
✅ONPOINT COMMUNITY CREDIT UNION
✅UNITUS COMMUNITY CREDIT UNION
✅RIVERMARK COMMUNITY CREDIT UNION
✅OREGONIANS CREDIT UNION
✅IQ CREDIT UNION
✅TRAILHEAD FEDERAL CREDIT UNION
✅POINT WEST CREDIT UNION
✅CASTPARTS EMPLOYEES FEDERAL CREDIT UNION
✅KAIPERM NORTHWEST FEDERAL CREDIT UNION
✅SELCO COMMUNITY CREDIT UNION
✅FORRIT CREDIT UNION
✅COLUMBIA COMMUNITY CREDIT UNION
✅RADIO CAB CREDIT UNION
✅PORTLAND LOCAL NO 8 FEDERAL CREDIT UNION
✅CONSOLIDATED FEDERAL CREDIT UNION
✅NORTHWEST ADVENTIST FEDERAL CREDIT UNION
✅IBEW UNITED WORKERS CREDIT UNION
✅NW PRIORITY CREDIT UNION
✅IRONWORKERS USA FEDERAL CREDIT UNION
✅PACIFIC N W FEDERAL CREDIT UNION
✅TWINSTAR CREDIT UNION
✅TEAMSTERS COUNCIL 37 CREDIT UNION

Compare other loan types in Portland, OR

Why compare Mortgage Loans in Portland, OR on LendMesh

If you’re exploring home loan financing in Portland, OR, taking time to compare multiple lenders on LendMesh can reveal better deals and lower rates tailored to your needs. By viewing a variety of offers side-by-side, you empower yourself to make informed choices without feeling rushed, ensuring your mortgage fits both your budget and long-term goals.

Subscribe to LendMesh for personalized alerts that keep you ahead in Portland’s home loan market. Simply set your target interest rate, and we’ll notify you when offers dip below your number. Whether you prefer weekly or monthly updates, you’ll receive expert insights, rate trends, and curated loan options—helping you stay informed and ready to act when the perfect deal appears.

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