Mortgage Loans in Portland, OR

Looking for the best mortgage rates in Portland, OR? Compare personalized loan offers from trusted local lenders to find the perfect fit for your budget and goals. Our easy comparison helps you save time and money on your journey to homeownership.

Portland’s unique neighborhoods deserve mortgage options tailored just for you. Explore flexible terms and low down payments designed to make buying your dream home simpler and more affordable. Start comparing now and take the first step toward your Portland home today.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
penfed
Conv
6.25 %
6.446 %
30 Yrs
∞
myoccu
Conv
7.561 - 8.454 %
7.561 - 8.454 %
15 - 30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%. This rate has stayed the same compared to 1, 7, 30, 60, and 90 days ago. When the Fed Funds rate is steady, it can help keep mortgage rates stable since banks use this rate to set loan costs.

Credit Union Loan Rates - Trends & Analysis:

Pentagon offers 30-year Conventional Fixed and 30-year VA Fixed loans at 6.25% today. The 30-year FHA Fixed and VA Fixed loans are both at 5.75%. Rates have held steady over the past week and month. Oregon Community offers a 15-year fixed rate at 7.561% and a 30-year fixed rate at 8.013%, both unchanged from last week and last month.

Market Indicators - Data & Insights:

Today, Zillow’s 30-year mortgage rate is 6.411%, and Freddie Mac’s 30-year rate is 6.660%, with Zillow lower than Freddie Mac. Zillow’s 15-year rate is 6.109%, down from 7 days ago. These rates reflect the cost borrowers pay to finance homes, influencing how many people can afford to buy or refinance.

🏦 Local Lenders in Portland, OR

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Multnomah County, OR

✅FIRST COMMUNITY 68530 CREDIT UNION
✅ONPOINT COMMUNITY CREDIT UNION
✅UNITUS COMMUNITY CREDIT UNION
✅RIVERMARK COMMUNITY CREDIT UNION
✅OREGONIANS CREDIT UNION
✅IQ CREDIT UNION
✅TRAILHEAD FEDERAL CREDIT UNION
✅POINT WEST CREDIT UNION
✅CASTPARTS EMPLOYEES FEDERAL CREDIT UNION
✅KAIPERM NORTHWEST FEDERAL CREDIT UNION
✅SELCO COMMUNITY CREDIT UNION
✅FORRIT CREDIT UNION
✅COLUMBIA COMMUNITY CREDIT UNION
✅RADIO CAB CREDIT UNION
✅PORTLAND LOCAL NO 8 FEDERAL CREDIT UNION
✅CONSOLIDATED FEDERAL CREDIT UNION
✅NORTHWEST ADVENTIST FEDERAL CREDIT UNION
✅IBEW UNITED WORKERS CREDIT UNION
✅NW PRIORITY CREDIT UNION
✅IRONWORKERS USA FEDERAL CREDIT UNION
✅PACIFIC N W FEDERAL CREDIT UNION
✅TWINSTAR CREDIT UNION
✅TEAMSTERS COUNCIL 37 CREDIT UNION

Compare other loan types in Portland, OR

Why compare Mortgage Loans in Portland, OR on LendMesh

If you’re searching for the best mortgage rates in Portland, OR, take your time to compare multiple lenders on LendMesh. Exploring different options can uncover better deals and more affordable financing tailored to your needs. Our platform makes it easy to review competitive offers from trusted banks and credit unions, helping you make informed decisions without any pressure.

Consider subscribing to LendMesh’s personalized alerts to stay ahead in the Portland mortgage market. Simply set your target rate—whether 4% or 5%—and receive timely notifications when offers dip below your goal. Along with expert insights, rate trends, and curated loan deals, you’ll get weekly or monthly updates right in your inbox. Join thousands of Portland borrowers who trust LendMesh to find smarter, more affordable home financing.

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