Mortgage Loans in Sacramento, CA

Looking for the best mortgage loan companies in Sacramento, CA? Compare top local lenders to find competitive rates and personalized options that fit your budget. Whether you’re buying your first home or refinancing, we make it easy to explore offers tailored to your needs.

Sacramento homebuyers deserve quick approvals and friendly support. By comparing multiple mortgage offers side by side, you can confidently choose the loan that works best for you. Start your journey today and get closer to owning your dream home in California’s capital.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
penfed
Conv
6.25 %
6.434 %
30 Yrs
∞
safecu
Conv
6.63 %
6.63 %
30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%, unchanged from 7, 30, 60, and 90 days ago. When the Fed Funds rate is higher, it can put upward pressure on mortgage rates because lenders’ borrowing costs increase.

Credit Union Loan Rates - Trends & Analysis:

Pentagon offers a 30-year Conventional Fixed at 6.25% and a 30-year Conventional Refi at 6.125%, down 13 bp from a week ago but up 13 bp from 30 days ago. Their 30-year FHA and VA Fixed rates are both 5.75%, with FHA up 13 bp from a week ago. The Jumbo 30-year Fixed rate is steady at 6.25%. Safe offers a 30-year conventional fixed mortgage at 6.63% today. This rate is up 13 bp from last week and 38 bp higher than a month ago.

Market Indicators - Data & Insights:

Today, Zillow's 30-year mortgage rate is 6.465%, slightly higher than Freddie Mac's 30-year rate at 6.650%. Zillow's 30-year rate is also higher than it was 7 days ago. These rates reflect current borrowing costs, which influence how many people can afford to buy homes and affect overall housing demand.

🏦 Local Lenders in Sacramento, CA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Sacramento County, CA

✅THE GOLDEN 1 CREDIT UNION
✅SAFE 68366 CREDIT UNION
✅PATELCO CREDIT UNION
✅UKRAINIAN FEDERAL CREDIT UNION
✅SACRAMENTO CREDIT UNION
✅HERITAGE COMMUNITY CREDIT UNION
✅SCHOOLSFIRST FEDERAL CREDIT UNION
✅PROVIDENT 66343 CREDIT UNION
✅FIRST US COMMUNITY CREDIT UNION
✅SAFE CREDIT UNION
✅CALIFORNIA COMMUNITY CREDIT UNION
✅SELFHELP CREDIT UNION
✅OPERATING ENGINEERS LOCAL UNION 3 CREDIT UNION
✅MERIWEST CREDIT UNION
✅CAHP CREDIT UNION
✅VISION ONE CREDIT UNION
✅POLAM 21502 CREDIT UNION

Compare other loan types in Sacramento, CA

Why compare Mortgage Loans in Sacramento, CA on LendMesh

If you’re searching for the best mortgage loan companies in Sacramento, CA, it’s wise to keep comparing lenders on LendMesh. Exploring multiple offers helps you uncover better deals and potentially lower rates tailored to your needs. Taking a little extra time now can save you money and give you confidence in your loan choice as you move closer to homeownership.

Consider subscribing to LendMesh’s personalized alerts to stay informed without any hassle. Just share your target rate—whether it’s 5%, 4%, or another number—and we’ll notify you when offers fall below that threshold. With weekly or monthly updates featuring expert insights, rate trends, and curated loan deals, Sacramento homebuyers like you can stay ahead and never miss a great opportunity.

Customers are also interested in:

Best Mortgage Loan Companies