Mortgage Loans in Upland, CA

Looking for a residential mortgage in Upland, CA? Compare loan offers from trusted local lenders to find competitive rates and terms tailored to your needs. Whether you’re a first-time buyer or refinancing, we make it simple to explore your options and take the next step toward homeownership.

Upland’s real estate market is unique, and working with lenders who understand the community can save you time and money. Start comparing mortgage offers today to discover personalized solutions that fit your budget and help you secure your dream home with confidence.

PurchaseRefinanceData Analysis

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Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
penfed
Conv
6.25 %
6.434 %
30 Yrs
∞
safecu
Conv
6.63 %
6.63 %
30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%, unchanged from 7, 30, 60, and 90 days ago. When the Fed Funds rate is higher, it can put upward pressure on mortgage rates because lenders’ borrowing costs increase.

Credit Union Loan Rates - Trends & Analysis:

Pentagon offers a 30-year Conventional Fixed at 6.25% and a 30-year Conventional Refi at 6.125%, down 13 bp from a week ago but up 13 bp from 30 days ago. Their 30-year FHA and VA Fixed rates are both 5.75%, with FHA up 13 bp from a week ago. The Jumbo 30-year Fixed rate is steady at 6.25%. Safe offers a 30-year conventional fixed mortgage at 6.63% today. This rate is up 13 bp from last week and 38 bp higher than a month ago.

Market Indicators - Data & Insights:

Today, Zillow's 30-year mortgage rate is 6.465%, slightly higher than Freddie Mac's 30-year rate at 6.650%. Zillow's 30-year rate is also higher than it was 7 days ago. These rates reflect current borrowing costs, which influence how many people can afford to buy homes and affect overall housing demand.

🏦 Local Lenders in Upland, CA

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🏘️ All the Lenders Available in San Bernardino County, CA

✅SCHOOLSFIRST FEDERAL CREDIT UNION
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✅ARROWHEAD FEDERAL CREDIT UNION
✅CAHP CREDIT UNION
✅ONTARIO PUBLIC EMPLOYEES FEDERAL CREDIT UNION
✅ONTARIO MONTCLAIR SCHOOL EMPLOYEES CREDIT UNION
✅THE GOLDEN 1 CREDIT UNION
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✅UPS EMPLOYEES CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅WESCOM CENTRAL CREDIT UNION
✅RIZE FEDERAL CREDIT UNION
✅THE FIRST FINANCIAL FEDERAL CREDIT UNION
✅INTERFAITH FEDERAL CREDIT UNION
✅FRONTWAVE CREDIT UNION
✅GLOBAL FEDERAL CREDIT UNION
✅LA LOMA FEDERAL CREDIT UNION
✅FONTANA FEDERAL CREDIT UNION
✅INLAND VALLEY FEDERAL CREDIT UNION
✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION
✅REDLANDS CITY EMPLOYEES FEDERAL CREDIT UNION
✅THINKWISE FEDERAL CREDIT UNION
✅ALTA VISTA CREDIT UNION
✅FINANCIAL PARTNERS 68457 CREDIT UNION
✅CERTIFIED FEDERAL CREDIT UNION
✅AMERICA FIRST FEDERAL CREDIT UNION

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Why compare Mortgage Loans in Upland, CA on LendMesh

If you’re exploring residential mortgage options in Upland, CA, take your time comparing lenders on LendMesh. By reviewing multiple offers side-by-side, you can uncover better deals and more affordable rates tailored to your needs. This thoughtful approach helps you make confident decisions without feeling rushed or overwhelmed.

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