Mortgage Loans in Tucson, AZ

Looking for the best bank mortgage loan rates in Tucson, AZ? Compare offers from local banks and credit unions to find competitive rates tailored to your needs. Getting the right loan can make your Tucson homebuying journey smoother and more affordable.

Our easy comparison tool lets you explore multiple mortgage options in one place. Whether you’re buying your first home or refinancing, finding the perfect loan with fast local closings in Tucson is just a few clicks away.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
hughesfcu
Conv
6.375 - 6.99 %
6.375 - 6.99 %
15 - 30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%, unchanged from 7, 30, 60, and 90 days ago. When the Fed Funds rate is higher, it can put upward pressure on mortgage rates because lenders’ borrowing costs increase.

Credit Union Loan Rates - Trends & Analysis:

Hughes offers a 15-year conventional fixed rate at 6.375%, unchanged from last week but up 13 bp from a month ago. The 30-year conventional fixed rate is 6.99%, up 12 bp from last week and also up 12 bp from a month ago. FHA 30-year fixed is at 6.25%, down 13 bp from last week and a month ago. The 30-year VA fixed rate is 6.875%, up 13 bp from last week.

Market Indicators - Data & Insights:

Today, Zillow's 30-year mortgage rate is 6.465%, slightly higher than Freddie Mac's 30-year rate at 6.650%. Zillow's 30-year rate is also higher than it was 7 days ago. These rates reflect current borrowing costs, which influence how many people can afford to buy homes and affect overall housing demand.

🏦 Local Lenders in Tucson, AZ

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Pima County, AZ

✅TUCSON FEDERAL CREDIT UNION
✅ONEAZ CREDIT UNION
✅VANTAGE WEST CREDIT UNION
✅PIMA FEDERAL CREDIT UNION
✅AMERICAN SOUTHWEST CREDIT UNION
✅FIRST AMERICAN CREDIT UNION
✅PYRAMID FEDERAL CREDIT UNION
✅SUNWEST 2226 CREDIT UNION
✅HUGHES FEDERAL CREDIT UNION
✅FIRST 68444 CREDIT UNION
✅NOTRE DAME FEDERAL CREDIT UNION
✅TUCSON OLD PUEBLO CREDIT UNION
✅ARIZONA CENTRAL CREDIT UNION

Compare other loan types in Tucson, AZ

Why compare Mortgage Loans in Tucson, AZ on LendMesh

If you’re exploring bank mortgage loan rates in Tucson, AZ, keep comparing offers on LendMesh to uncover better deals and more affordable options. Our platform makes it easy to see what different lenders are offering side-by-side, helping you make informed decisions without any pressure. Take your time, explore your options, and find the mortgage that fits your needs and budget best.

For even more convenience, consider subscribing to LendMesh’s personalized alerts. Simply share your target rate—say 4% or 5%—and we’ll notify you the moment loan offers dip below that number. You’ll receive weekly or monthly updates packed with expert insights, rate trends, and carefully selected deals straight to your inbox. Join thousands of Tucson borrowers who trust LendMesh to stay informed and seize the best mortgage opportunities.

Customers are also interested in:

Bank Mortgage Loan Rates