Mortgage Loans in Washington, UT

Looking for the best low interest home loans in Washington, UT? Compare offers from trusted lenders to find rates and terms that fit your budget and goals. Simple, clear options help you take the next step toward owning your dream home.

Our local expertise means you get personalized mortgage plans tailored to Washington’s market. Whether you’re buying or refinancing, explore competitive rates and friendly service that make the process easier and more rewarding.

PurchaseRefinanceData Analysis

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Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
chartway
Conv
6.25 %
6.72 %
30 Yrs
∞
penfed
Conv
6.25 %
6.446 %
30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%, unchanged from 7, 30, 60, and 90 days ago. When the Fed Funds rate is higher, it can put upward pressure on mortgage rates because lenders’ borrowing costs increase.

Credit Union Loan Rates - Trends & Analysis:

Chartway offers a 30-year conventional fixed rate at 6.25% today, unchanged from a week ago but up 25 bp from a month ago. The 15-year fixed and other programs have no current rates listed. Pentagon offers a 30-year Conventional Fixed at 6.25% and a 30-year Conventional Refi at 6.125%, down 13 bp from a week ago but up 13 bp from 30 days ago. Their 30-year FHA and VA Fixed rates are both 5.75%, with FHA up 13 bp from a week ago. The Jumbo 30-year Fixed rate is steady at 6.25%.

Market Indicators - Data & Insights:

Today, Zillow's 30-year mortgage rate is 6.465%, slightly higher than Freddie Mac's 30-year rate at 6.650%. Zillow's 30-year rate is also higher than it was 7 days ago. These rates reflect current borrowing costs, which influence how many people can afford to buy homes and affect overall housing demand.

🏦 Local Lenders in Washington, UT

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🏘️ All the Lenders Available in Washington County, UT

✅MOUNTAIN AMERICA FEDERAL CREDIT UNION
✅AMERICA FIRST FEDERAL CREDIT UNION
✅CHARTWAY FEDERAL CREDIT UNION
✅CYPRUS FEDERAL CREDIT UNION
✅GOLDENWEST FEDERAL CREDIT UNION
✅UNIVERSITY FIRST FEDERAL CREDIT UNION
✅SECURITY SERVICE FEDERAL CREDIT UNION
✅DESERET FIRST FEDERAL CREDIT UNION
✅UTAH FIRST FEDERAL CREDIT UNION

Compare other loan types in Washington, UT

Why compare Mortgage Loans in Washington, UT on LendMesh

If you’re searching for the best low interest home loans in Washington, UT, it’s wise to keep comparing offers on LendMesh. Exploring multiple lenders helps you uncover better deals and potentially save thousands over the life of your loan. Take your time reviewing options—finding the right fit means more affordable monthly payments and greater peace of mind.

To stay on top of the market, consider subscribing to LendMesh’s personalized alerts. Just set your target rate, and we’ll notify you as soon as offers drop below your goal. You’ll also receive expert insights, rate trends, and curated loan deals in weekly or monthly updates. Join thousands of Washington, UT borrowers who use LendMesh to never miss a great home loan opportunity.

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