Mortgage Loans in Craig, CO

Looking for home lenders in Craig, CO? Compare mortgage offers from trusted local banks and credit unions to find the best rates and terms that fit your budget. Whether it’s your first home or a new start, we make the process simple and clear.

Start your journey with flexible down payment options and personalized loan choices designed for Craig residents. Our community-focused lenders understand your needs and help you move faster toward owning your dream home.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
meriwest
Conv
6.25 - 6.375 %
6.394 - 6.566 %
15 - 30 Yrs
∞
westerracu
Conv
6.796 %
6.796 %
30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%, unchanged from 7, 30, 60, and 90 days ago. When the Fed Funds rate is higher, it can put upward pressure on mortgage rates because lenders’ borrowing costs increase.

Credit Union Loan Rates - Trends & Analysis:

Meriwest offers both 15-year and 30-year conventional fixed loans at 6.25% today. Rates have stayed steady over the past week and month. This gives you a clear picture of their current fixed mortgage pricing. Westerra offers a 30-year Conventional fixed rate at 6.796% today, up 13 bp from 30 days ago. The 30-year Jumbo fixed rate is 6.52%, also up 13 bp from a month ago. Both rates have held steady over the past week.

Market Indicators - Data & Insights:

Today, Zillow's 30-year mortgage rate is 6.465%, slightly higher than Freddie Mac's 30-year rate at 6.650%. Zillow's 30-year rate is also higher than it was 7 days ago. These rates reflect current borrowing costs, which influence how many people can afford to buy homes and affect overall housing demand.

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