Mortgage Loans in Crane, TX

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 4.00%. This is higher than the rate 7 days ago, which was 3.75%. When the Fed Funds rate rises, it can put upward pressure on mortgage rates, making borrowing costs higher for homebuyers.

Credit Union Loan Rates - Trends & Analysis:

Meriwest offers both 15-year and 30-year conventional fixed loans today at 6.25%. The 30-year fixed rate dropped by 13 bp since last week, now at 6.25%. The 15-year fixed rate has stayed steady at 6.25%. America First shows a 15-year conventional fixed rate at 6.375%, up 25 bp from last week and 63 bp higher than a month ago. Their 30-year conventional fixed rate is 6.875%, unchanged from last week but up 38 bp from a month ago. FHA 30-year fixed is 6.5%, up 13 bp from last week and 50 bp from a month ago. VA 30-year fixed stands at 6.625%, up 13 bp this week and 50 bp over 30 days.

Baxter offers a 15-year conventional fixed rate today at 6.25%, up 25 bp from last week and 63 bp from a month ago. Their 30-year conventional fixed rate is 6.875%, up 25 bp from last week and 50 bp from a month ago. The 30-year jumbo fixed rate is also 6.875%, up 63 bp from both last week and a month ago. For adjustable rates, the 5-year ARM is at 5.625%, up 25 bp from last week and 38 bp from a month ago.

Chevron offers a 15-year conventional fixed rate at 6.5%, up 13 bp from last week and 63 bp from a month ago. Their 30-year conventional fixed rate is 6.875%, also up 13 bp weekly and 38 bp monthly. The 15-year adjustable fixed rate is 6.25%, rising 13 bp in the past week and 38 bp over 30 days. The 7-year adjustable fixed rate is 6.375%, up 13 bp weekly and 50 bp monthly. The 30-year jumbo fixed rate matches the conventional at 6.875%, with the same weekly and monthly increases.

State Department offers a 15-year Conventional Fixed at 6.125% today, up 25 bp from last week and 50 bp from 30 days ago. Their 30-year Conventional Fixed is 6.75%, rising 25 bp in the past week and 38 bp over 30 days. The 15-year Adjustable Fixed is 6.0%, up 13 bp in the last week and 13 bp over 30 days. The 7-year Adjustable Fixed stands at 6.375%, increasing 25 bp in the past week and month. The 10-year Adjustable Fixed is 6.5%, with a 25 bp rise over 30 days. The Jumbo 30-year Fixed is 7.5%, climbing 75 bp this week and month.

Nasa offers a 15-year conventional fixed at 6.375%, up 38 bp from a week ago and 63 bp higher than a month ago. Their 30-year conventional fixed is 6.875%, also up 38 bp in the past week and 50 bp over 30 days. FHA 30-year fixed loans are at 6.625%, rising 25 bp in the last week and 50 bp in the last month. VA 30-year fixed stands at 6.5%, up 38 bp from last week and 63 bp from 30 days ago. Jumbo 30-year fixed loans are 6.875%, with a 25 bp increase in the past week and 50 bp over the month.

A+ offers a 15-year Conventional Fixed rate at 6.5% today, up 38 bp from last week and 63 bp from a month ago. Their 30-year Conventional Fixed and Jumbo Fixed rates are both 6.875%, rising 25 bp over the past week and 50 bp since 30 days ago. The 15-year Adjustable Conventional rate is 5.75%, down 38 bp from last week and 13 bp from a month ago. Dupaco Community offers a 15-year conventional fixed rate at 6.5%, up 12 bp from a week ago and 50 bp from a month ago. Their 30-year conventional fixed rate is 6.75%, unchanged from last week but 38 bp higher than 30 days ago. Both 15- and 30-year rates have the same values for conventional and refinance options.

Credit Human offers a 15-year fixed rate today at 6.55%, up 13 bp from last week and 58 bp from a month ago. Their 30-year fixed rate is 6.9%, rising 8 bp in the past week and 45 bp over 30 days. Rates have increased recently, reflecting a steady climb over the last month. Firstmark offers 30-year Conventional and Jumbo fixed loans at 6.625% today. Both rates increased by 38 bp over the past week and month. The rate has risen since mid-September, reflecting a slight upward trend.