Mortgage Loans in Saint Petersburg, FL

Looking to refinance your home in Saint Petersburg, FL? Compare the best mortgage loan offers tailored for your neighborhood, helping you find rates that fit your budget and goals. It’s simple, fast, and designed to save you money.

Get local insights and clear options without the confusing jargon. Whether you want lower monthly payments or to cash out, exploring multiple lenders here in Saint Petersburg makes refinancing smarter and stress-free.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
gogulfwinds
Conv
6.28 - 7.25 %
6.441 - 7.421 %
15 - 30 Yrs
∞
midflorida
Conv
6.5 %
6.591 %
30 Yrs
∞
tyndall
Conv
6.875 %
7.126 %
30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%. This rate has stayed the same compared to 1, 7, 30, 60, and 90 days ago. When the Fed Funds rate is steady, it can help keep mortgage rates stable since banks use this rate to set loan costs.

Credit Union Loan Rates - Trends & Analysis:

Gulf Winds offers a 15-year fixed rate at 6.5% and a 30-year fixed rate at 6.875%, both unchanged from last week. Their adjustable 3-, 5-, 7-, and 10-year ARMs start at rates between 6.28% and 6.58%, steady since a month ago. Midflorida shows a 30-year conventional fixed rate today at 6.5%. This rate has increased by 13 bp over the past 30 days. The 30-year conventional fixed rate for refinances is 6.24%. Tyndall offers a 30-year Conventional fixed mortgage at 6.875% today, up 13 bp from 30 days ago. Their 30-year FHA fixed rate is 6.375%, which increased by 25 bp over the past month. Both rates have held steady compared to last week.

Market Indicators - Data & Insights:

Today, Zillow’s 30-year mortgage rate is 6.411%, and Freddie Mac’s 30-year rate is 6.660%, with Zillow lower than Freddie Mac. Zillow’s 15-year rate is 6.109%, down from 7 days ago. These rates reflect the cost borrowers pay to finance homes, influencing how many people can afford to buy or refinance.

🏦 Local Lenders in Saint Petersburg, FL

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🏘️ All the Lenders Available in Pinellas County, FL

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Why compare Mortgage Loans in Saint Petersburg, FL on LendMesh

If you’re searching for the best home loan refinance rates in Saint Petersburg, FL, it pays to shop around. LendMesh makes it simple to compare offers from multiple lenders so you can find options that fit your budget and goals. Taking the time to explore different deals helps you avoid settling for higher rates or unnecessary fees—and puts you in control of your refinancing journey.

To stay on top of the market, consider subscribing to LendMesh’s alerts. Just set your ideal rate—whether it’s 4%, 5%, or another target—and get notified the moment offers dip below that threshold. You’ll also receive expert insights, rate trends, and curated loan deals right in your inbox weekly or monthly. Join thousands of Saint Petersburg borrowers who trust LendMesh to keep them informed and ready to act when the best opportunities arise.

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