Mortgage Loans in Jacksonville, FL

Looking to refinance your mortgage in Jacksonville, FL? Compare the best interest rates from trusted local lenders to find a deal that fits your budget and goals. Refinancing can lower your monthly payments and save you money over time.

Our easy comparison tool connects you with competitive offers tailored for Jacksonville homeowners. Get quick approvals, flexible terms, and personalized support—all designed to make refinancing simple and affordable in your community.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
midflorida
Conv
6.24 %
6.426 %
30 Yrs
∞
penfed
Conv
6.25 %
6.434 %
30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-31

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%. This rate has stayed the same compared to 1, 7, 30, 60, and 90 days ago. When the Fed Funds rate is steady, it can help keep mortgage rates stable since banks use this rate to set loan costs.

Credit Union Loan Rates - Trends & Analysis:

Midflorida shows a 30-year conventional fixed rate today at 6.5%. This rate has increased by 13 bp over the past 30 days. The 30-year conventional fixed rate for refinances is 6.24%. Pentagon offers 30-year Conventional Fixed and 30-year VA Fixed loans at 6.25% today. The 30-year FHA Fixed and VA Fixed loans are both at 5.75%. Rates have held steady over the past week and month.

Market Indicators - Data & Insights:

Today, Zillow’s 30-year mortgage rate is 6.411%, and Freddie Mac’s 30-year rate is 6.660%, with Zillow lower than Freddie Mac. Zillow’s 15-year rate is 6.109%, down from 7 days ago. These rates reflect the cost borrowers pay to finance homes, influencing how many people can afford to buy or refinance.

🏦 Local Lenders in Jacksonville, FL

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🏘️ All the Lenders Available in Duval County, FL

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Why compare Mortgage Loans in Jacksonville, FL on LendMesh

If you're exploring the best interest rates for mortgage refinancing in Jacksonville, FL, taking the time to compare offers on LendMesh can help you uncover better deals and more affordable options. By reviewing multiple lenders side by side, you can confidently choose the loan that fits your financial goals without feeling rushed or pressured.

Consider subscribing to LendMesh’s personalized alerts to stay informed effortlessly. Simply set your target rate, and we’ll notify you when rates drop below that level. With weekly or monthly updates featuring expert insights, rate trends, and curated loan deals, Jacksonville borrowers can stay ahead and seize the right opportunity at the right time.

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