Mortgage Loans in Jacksonville, FL

Looking for the best mortgage rates in Jacksonville, FL? Compare offers from trusted lenders to find flexible terms that fit your budget and timeline, making your homebuying journey smoother and stress-free.

Whether you’re buying your first home or refinancing, local expertise and competitive rates in Jacksonville help you get quick approvals and personalized service tailored to your needs. Start comparing today and take the next step confidently.

PurchaseRefinanceData Analysis

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Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
midflorida
Conv
6.24 %
6.426 %
30 Yrs
∞
penfed
Conv
6.25 %
6.434 %
30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-31

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%. This rate has stayed the same compared to 1, 7, 30, 60, and 90 days ago. When the Fed Funds rate is steady, it can help keep mortgage rates stable since banks use this rate to set loan costs.

Credit Union Loan Rates - Trends & Analysis:

Midflorida shows a 30-year conventional fixed rate today at 6.5%. This rate has increased by 13 bp over the past 30 days. The 30-year conventional fixed rate for refinances is 6.24%. Pentagon offers 30-year Conventional Fixed and 30-year VA Fixed loans at 6.25% today. The 30-year FHA Fixed and VA Fixed loans are both at 5.75%. Rates have held steady over the past week and month.

Market Indicators - Data & Insights:

Today, Zillow’s 30-year mortgage rate is 6.411%, and Freddie Mac’s 30-year rate is 6.660%, with Zillow lower than Freddie Mac. Zillow’s 15-year rate is 6.109%, down from 7 days ago. These rates reflect the cost borrowers pay to finance homes, influencing how many people can afford to buy or refinance.

🏦 Local Lenders in Jacksonville, FL

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🏘️ All the Lenders Available in Duval County, FL

✅COMMUNITY FIRST CREDIT UNION OF FLO CREDIT UNION
✅RADIFI FEDERAL CREDIT UNION
✅ALIVE CREDIT UNION
✅VYSTAR CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅FIRST FLORIDA CREDIT UNION
✅JM ASSOCIATES FEDERAL CREDIT UNION
✅JAX FIRE CREDIT UNION
✅POWERNET CREDIT UNION
✅COASTLINE FEDERAL CREDIT UNION
✅SELFHELP CREDIT UNION
✅FARMERS FEDERAL CREDIT UNION
✅TOGETHER CREDIT UNION
✅METRO NORTH FEDERAL CREDIT UNION
✅MAYO EMPLOYEES FEDERAL CREDIT UNION
✅TRU FI CREDIT UNION
✅PUBLIX EMPLOYEES FEDERAL CREDIT UNION

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Why compare Mortgage Loans in Jacksonville, FL on LendMesh

If you're searching for the best loan mortgage rate in Jacksonville, FL, take your time comparing offers on LendMesh. Exploring multiple lenders helps you uncover better deals and more affordable options tailored to your needs. With LendMesh, you can easily review competitive rates and flexible terms from trusted banks and credit unions, giving you confidence as you make important financial decisions.

Stay informed and ahead of the market by subscribing to LendMesh’s personalized alerts. Simply set your target mortgage rate—whether it’s 4% or 5%—and receive instant notifications when offers fall below your goal. Along with timely updates, you’ll get expert insights, rate trends, and curated loan deals delivered weekly or monthly, helping Jacksonville homebuyers and refinancers make smarter, more informed choices.

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