Mortgage Loans in Jacksonville, FL

Looking for the best mortgage loans in Jacksonville, FL? Start here to compare competitive rates and flexible options from trusted local lenders. Whether you’re buying your first home or refinancing, we make it simple to find the right fit for your budget and goals.

Our easy comparison helps you save time and money by showing personalized offers side-by-side. With Jacksonville’s local expertise and community-focused programs, you’ll feel confident taking the next step toward your dream home.

PurchaseRefinanceData Analysis

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Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
midflorida
Conv
6.24 %
6.426 %
30 Yrs
∞
penfed
Conv
6.25 %
6.434 %
30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%. This rate has stayed the same compared to 1, 7, 30, 60, and 90 days ago. When the Fed Funds rate is steady, it can help keep mortgage rates stable since banks use this rate to set loan costs.

Credit Union Loan Rates - Trends & Analysis:

Midflorida shows a 30-year conventional fixed rate today at 6.5%. This rate has increased by 13 bp over the past 30 days. The 30-year conventional fixed rate for refinances is 6.24%. Pentagon offers 30-year Conventional Fixed and 30-year VA Fixed loans at 6.25% today. The 30-year FHA Fixed and VA Fixed loans are both at 5.75%. Rates have held steady over the past week and month.

Market Indicators - Data & Insights:

Today, Zillow’s 30-year mortgage rate is 6.411%, and Freddie Mac’s 30-year rate is 6.660%, with Zillow lower than Freddie Mac. Zillow’s 15-year rate is 6.109%, down from 7 days ago. These rates reflect the cost borrowers pay to finance homes, influencing how many people can afford to buy or refinance.

🏦 Local Lenders in Jacksonville, FL

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🏘️ All the Lenders Available in Duval County, FL

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✅METRO NORTH FEDERAL CREDIT UNION
✅MAYO EMPLOYEES FEDERAL CREDIT UNION
✅TRU FI CREDIT UNION
✅PUBLIX EMPLOYEES FEDERAL CREDIT UNION

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Why compare Mortgage Loans in Jacksonville, FL on LendMesh

If you’re searching for top mortgage loans in Jacksonville, FL, taking the time to compare multiple lenders can uncover better deals and more affordable options tailored to your needs. LendMesh makes it easy to explore competitive offers from trusted banks and credit unions, helping you find the right fit without feeling rushed or pressured. Keep comparing to ensure you’re making the most informed decision for your home financing journey.

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