Mortgage Loans in Jacksonville, FL

Looking for the best home loan credit union in Jacksonville, FL? Compare top local offers to find competitive rates and flexible terms that fit your budget. Whether you’re buying your first home or refinancing, the right credit union can make all the difference.

Jacksonville residents deserve mortgage solutions that are simple and supportive. Explore options with no PMI and quick approvals, backed by friendly experts who understand our community. Start comparing today to find a home loan that feels just right for you.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
midflorida
Conv
6.24 %
6.426 %
30 Yrs
∞
penfed
Conv
6.25 %
6.434 %
30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-31

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%. This rate has stayed the same compared to 1, 7, 30, 60, and 90 days ago. When the Fed Funds rate is steady, it can help keep mortgage rates stable since banks use this rate to set loan costs.

Credit Union Loan Rates - Trends & Analysis:

Midflorida shows a 30-year conventional fixed rate today at 6.5%. This rate has increased by 13 bp over the past 30 days. The 30-year conventional fixed rate for refinances is 6.24%. Pentagon offers 30-year Conventional Fixed and 30-year VA Fixed loans at 6.25% today. The 30-year FHA Fixed and VA Fixed loans are both at 5.75%. Rates have held steady over the past week and month.

Market Indicators - Data & Insights:

Today, Zillow’s 30-year mortgage rate is 6.411%, and Freddie Mac’s 30-year rate is 6.660%, with Zillow lower than Freddie Mac. Zillow’s 15-year rate is 6.109%, down from 7 days ago. These rates reflect the cost borrowers pay to finance homes, influencing how many people can afford to buy or refinance.

🏦 Local Lenders in Jacksonville, FL

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🏘️ All the Lenders Available in Duval County, FL

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Why compare Mortgage Loans in Jacksonville, FL on LendMesh

If you’re searching for the best home loan credit union in Jacksonville, FL, it pays to keep comparing offers on LendMesh. Exploring multiple lenders helps you uncover better deals and potentially lower rates that fit your budget. Take your time reviewing options so you can make a confident choice tailored to your financial goals.

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