Mortgage Loans in Jacksonville, FL

Looking for the best VA loan rates in Jacksonville, FL? Compare offers from trusted lenders to find a mortgage that fits your budget and lifestyle. Whether you’re buying your first home or refinancing, local options can save you money with low rates and no PMI fees.

Jacksonville veterans deserve personalized service and fast approvals. Explore competitive VA loan options designed with your needs in mind. Take advantage of expert guidance and community support to make your homeownership journey smooth and affordable right here in Jacksonville.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
gogulfwinds
Conv
6.28 - 7.25 %
6.441 - 7.421 %
15 - 30 Yrs
∞
midflorida
Conv
6.5 %
6.591 %
30 Yrs
∞
tyndall
Conv
6.875 %
7.126 %
30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%. This rate has stayed the same compared to 1, 7, 30, 60, and 90 days ago. When the Fed Funds rate is steady, it can help keep mortgage rates stable since banks use this rate to set loan costs.

Credit Union Loan Rates - Trends & Analysis:

Gulf Winds offers a 15-year fixed rate at 6.5% and a 30-year fixed rate at 6.875%, both unchanged from last week. Their adjustable 3-, 5-, 7-, and 10-year ARMs start at rates between 6.28% and 6.58%, steady since a month ago. Midflorida shows a 30-year conventional fixed rate today at 6.5%. This rate has increased by 13 bp over the past 30 days. The 30-year conventional fixed rate for refinances is 6.24%. Tyndall offers a 30-year Conventional fixed mortgage at 6.875% today, up 13 bp from 30 days ago. Their 30-year FHA fixed rate is 6.375%, which increased by 25 bp over the past month. Both rates have held steady compared to last week.

Market Indicators - Data & Insights:

Today, Zillow’s 30-year mortgage rate is 6.411%, and Freddie Mac’s 30-year rate is 6.660%, with Zillow lower than Freddie Mac. Zillow’s 15-year rate is 6.109%, down from 7 days ago. These rates reflect the cost borrowers pay to finance homes, influencing how many people can afford to buy or refinance.

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Why compare Mortgage Loans in Jacksonville, FL on LendMesh

If you’re exploring mortgage rates for a VA loan in Jacksonville, FL, take your time comparing lenders on LendMesh. Browsing multiple offers helps uncover better deals and potentially cheaper options tailored to your needs. There’s no rush—use LendMesh to find the right fit and make confident decisions without pressure, ensuring your home financing journey is as smooth and affordable as possible.

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