Mortgage Loans in Jacksonville, FL

Looking for the lowest mortgage rates in Jacksonville, FL? Compare local loan offers quickly and easily to find the best deal tailored for your homebuying journey. Our tools help you see real savings and flexible options from trusted lenders right here in Jacksonville.

Buying a home or refinancing should feel simple and smart. With fast local approvals and personalized rates, you can move forward confidently knowing you’ve chosen a mortgage that fits your budget and lifestyle in Jacksonville. Start comparing today and unlock your best mortgage options.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
midflorida
Conv
6.24 %
6.426 %
30 Yrs
∞
penfed
Conv
6.25 %
6.434 %
30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-31

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%. This rate has stayed the same compared to 1, 7, 30, 60, and 90 days ago. When the Fed Funds rate is steady, it can help keep mortgage rates stable since banks use this rate to set loan costs.

Credit Union Loan Rates - Trends & Analysis:

Midflorida shows a 30-year conventional fixed rate today at 6.5%. This rate has increased by 13 bp over the past 30 days. The 30-year conventional fixed rate for refinances is 6.24%. Pentagon offers 30-year Conventional Fixed and 30-year VA Fixed loans at 6.25% today. The 30-year FHA Fixed and VA Fixed loans are both at 5.75%. Rates have held steady over the past week and month.

Market Indicators - Data & Insights:

Today, Zillow’s 30-year mortgage rate is 6.411%, and Freddie Mac’s 30-year rate is 6.660%, with Zillow lower than Freddie Mac. Zillow’s 15-year rate is 6.109%, down from 7 days ago. These rates reflect the cost borrowers pay to finance homes, influencing how many people can afford to buy or refinance.

🏦 Local Lenders in Jacksonville, FL

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🏘️ All the Lenders Available in Duval County, FL

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✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅FIRST FLORIDA CREDIT UNION
✅JM ASSOCIATES FEDERAL CREDIT UNION
✅JAX FIRE CREDIT UNION
✅POWERNET CREDIT UNION
✅COASTLINE FEDERAL CREDIT UNION
✅SELFHELP CREDIT UNION
✅FARMERS FEDERAL CREDIT UNION
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✅METRO NORTH FEDERAL CREDIT UNION
✅MAYO EMPLOYEES FEDERAL CREDIT UNION
✅TRU FI CREDIT UNION
✅PUBLIX EMPLOYEES FEDERAL CREDIT UNION

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Why compare Mortgage Loans in Jacksonville, FL on LendMesh

If you’re searching for the lowest interest rates mortgage in Jacksonville, FL, keep exploring multiple lenders on LendMesh to uncover the best deals tailored to your needs. Comparing offers helps you find cheaper options and ensures you’re making the most informed decision without feeling rushed or pressured.

Consider subscribing to LendMesh for personalized rate alerts and expert updates. Simply set your target mortgage rate, and we’ll notify you as soon as offers dip below your goal. Whether weekly or monthly, our curated insights and hand-picked deals help Jacksonville homebuyers stay ahead and seize the right moment to secure a great mortgage.

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