Mortgage Loans in Jacksonville, FL

Looking for the best 15-year mortgage rates in Jacksonville, FL? Compare local loan offers quickly and easily to find a rate that fits your budget and home goals. Our tools help you explore options so you can make confident decisions without the hassle.

Whether you’re buying your first home or refinancing, Jacksonville lenders offer competitive rates and friendly service. Get the support you need with fast approvals and clear guidance tailored to Florida homeowners. Start comparing now to take the next step toward your dream home.

PurchaseRefinanceData Analysis

Filters

Loan Type
Lender
Loan Type
Rate
APR
Term
Link
Info
midflorida
Conv
6.24 %
6.426 %
30 Yrs
∞
penfed
Conv
6.25 %
6.434 %
30 Yrs
∞

Today’s Mortgage Rates & Analysis - Updated on 2026-AUG-28

Federal Funds Rate - Trends & Analysis:

Today’s Fed Funds Effective Rate is 3.75%, unchanged from 7, 30, 60, and 90 days ago. When the Fed Funds rate is higher, it can put upward pressure on mortgage rates because lenders’ borrowing costs increase.

Credit Union Loan Rates - Trends & Analysis:

Midflorida shows a 30-year conventional fixed rate today at 6.5%. This rate has increased by 13 bp over the past 30 days. The 30-year conventional fixed rate for refinances is 6.24%. Pentagon offers a 30-year Conventional Fixed at 6.25% and a 30-year Conventional Refi at 6.125%, down 13 bp from a week ago but up 13 bp from 30 days ago. Their 30-year FHA and VA Fixed rates are both 5.75%, with FHA up 13 bp from a week ago. The Jumbo 30-year Fixed rate is steady at 6.25%.

Market Indicators - Data & Insights:

Today, Zillow's 30-year mortgage rate is 6.465%, slightly higher than Freddie Mac's 30-year rate at 6.650%. Zillow's 30-year rate is also higher than it was 7 days ago. These rates reflect current borrowing costs, which influence how many people can afford to buy homes and affect overall housing demand.

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🏘️ All the Lenders Available in Duval County, FL

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✅FIRST FLORIDA CREDIT UNION
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✅METRO NORTH FEDERAL CREDIT UNION
✅MAYO EMPLOYEES FEDERAL CREDIT UNION
✅TRU FI CREDIT UNION
✅PUBLIX EMPLOYEES FEDERAL CREDIT UNION

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